18 Talcott Ridge Dr, Middletown, CT 06457 Property Records

Middletown City property record for 18 Talcott Ridge Dr, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,746 sqft · built 2026
Lot Size	1.12 acres (48,787 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Dec 2023)
Tax Bill	$12,484 (2026)
Deeds & Mortgages	Mar 2025 Refinance Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:32 L:0080`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:32 L:0080`
Alternative APN	`R11169`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	3,536 sqft

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R11169
Street Address	18 TALCOTT RIDGE DR
City	MIDDLETOWN
State	CT
Zip	06457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-45
Legal Lot Number	80
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4004
Census Tract	680200

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 TALCOTT RIDGE DR, MIDDLETOWN, CT 06457
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance RFLF 4 LLC
Dec 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage C & W REAL ESTATE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Book / Page	2087 / 999
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	18 TALCOTT RIDGE DR, MIDDLETOWN, CT 06457-6142
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002117-948
Date	Mar 28, 2025
Book Page	2117/948

Lender

Name	RFLF 4 LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Dec 19, 2023
Property Address	18 TALCOTT RIDGE DR, MIDDLETOWN, CT 06457-6142
Document Number	002087-999
Book / Page	2087 / 999
Instrument Date	Dec 15, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BRAINARD RD, WEST HARTFORD, CT 06117-2201
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020881
Date	Dec 19, 2023
Instrument	2088/1

Lender

Name	C & W REAL ESTATE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,484.00 (-2.54%)	$323,340 (-6.58%) Land $70,320 Building $253,020	$578,288 (+138.68%)
2025		$346,120 (+453.79%) Land $70,320 Building $275,800	$242,284 Land $49,224 Building $193,060
2024	$12,810.00 (+478.85%)	$62,500 (-) Land $62,500
2023	$2,213.00 (+15.8%)	$62,500 (+34.96%) Land $62,500
2022	$1,911.00	$46,310 Land $46,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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