18 Surrey Downs Cv, Jackson, TN 38305 Property Records

Madison County property record for 18 Surrey Downs Cv, Jackson, TN 38305

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,498 sqft · built 1996
Lot Size0.5 acres (21,792 sqft)
Owner2 Individual Names on Record
Last Sale$153,500 (Jul 2020)
Tax Bill$1,471 (2022)
Deeds & MortgagesApr 2023 Line of Credit
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN057043A F 01200

Property Details

APN / Parcel Number

Primary APN057043A F 01200
Alternative APN
  • 043A F 01200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,498 sqft Living Area
1st Floor Area1,498 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,792 sqft (0.5 acres)
Lot Dimensions227 ft deep x 96 ft wide
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area104 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address18 SURREY DOWNS CV
CityJACKSON
StateTN
Zip38305-3328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: D67
Legal SubdivisionCANTERBURY WOODS
Legal Block2
Legal Lot Number43 96
JurisdictionMADISON TN
Township / Civil Division10
Census Block Group2
Census Block2016
Census Tract1607

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 SURREY DOWNS CV, JACKSON, TN 38305-3328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jul 6, 2020Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
May 13, 2019Warranty Deed, Transfer · FHA Mortgage
LEADERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2020 · Amount on Record
Deed SaleJul 6, 2020 · Amount on Record
Prior SaleMay 13, 2019 · Amount on Record
Deed Document Number20008037
Deed Book / PageD758 / 728
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address18 SURREY DOWNS CV, JACKSON, TN 38305-3328
Transaction TypeMortgage
Record UpdatedApr 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SURREY DOWNS CV, JACKSON, TN 38305-3328
InvestorPossibly a Property Investor

Mortgage

Document Number0T2221/988
DateApr 12, 2023
Book PageT2221/988
Instrument23003508
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 24, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJul 6, 2020
Property Address18 SURREY DOWNS CV, JACKSON, TN 38305-3328
Document Number00D758/728
Book / PageD758 / 728
Map ReferenceMB 5 PG 201
Instrument DateJun 29, 2020
Instrument20008037
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$567.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address18 SURREY DOWNS CV, JACKSON, TN 38305-3328
InvestorPossibly a Property Investor

Mortgage

Document Number0020008038
DateJul 6, 2020
Instrument20008038
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateMay 13, 2019
Property Address18 SURREY DOWNS CV, JACKSON, TN 38305-3328
Document Number0000005459
Book / Page00D751 / 000855
Instrument DateMay 10, 2019
Instrument5459
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.63
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SURREY DOWNS CV JACKSON TN 383053328, JACKSON, TN 38305-3328

Mortgage

Document Number5460
DateMay 13, 2019
Book Page0T2094/001583
Instrument5460
Lender
NameLEADERS CU
TypeCredit Union
AddressJACKSON, TN 38305
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 12, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,200 (-) Land $6,250 Building $35,950
2023$42,200 Land $6,250 Building $35,950
2022$1,471.00$168,800 Land $25,000 Building $143,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
EPlus Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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