18 Sunset Bluff, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 18 Sunset Bluff, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,194 sqft · built 2000
Lot Size1.22 acres (53,143 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Sep 2010)
Tax Bill$12,216 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN354200 145.05-01-06.04

Property Details

APN / Parcel Number

Primary APN354200 145.05-01-06.04
Alternative APN
  • 420014500500010060400000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,194 sqft Living Area
1st Floor Area1,396 sqft
Upper Floors Area798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area53,143 sqft (1.22 acres)
Lot Dimensions271 ft deep x 193 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area912 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area1,646 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address18 SUNSET BLF
CityOSWEGO
StateNY
Zip13126-6059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal SubdivisionBURTS POINT SUBDIVISION
Legal Block1
Legal Lot Number6.040
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2002
Census Tract21401

Owner

Source: Oswego County and Oswego Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18 SUNSET BLF, OSWEGO, NY 13126-6059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2010 · Amount on Record
Deed SaleSep 29, 2010 · Amount on Record
Deed Document Number20108955
Prior Transfer DateMay 23, 2000
Prior Transfer Doc1514000112
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address18 SUNSET BLF, OSWEGO, NY 13126-6059
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyINDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SUNSET BLF, OSWEGO, NY 13126-6059

Mortgage

Document Number0000006747
DateJun 23, 2022
InstrumentR-2022-006747
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
AddressNORWICH, NY 13815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionOswego Town
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,216.00$325,400 (-) Land $103,800 Building $221,600$533,443 (+13.11%) Land $170,164 Building $363,279
2023$325,400 Land $103,800 Building $221,600$471,594 Land $150,435 Building $321,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sunset Bluff

Nearby Streets

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