18 Sunrise Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 18 Sunrise Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1988
Lot Size	0.278 acres (12,098 sqft)
Owner	Trust Name on File
Last Sale	$126,500 (Nov 1998)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:58 B:110`

Property Details

APN / Parcel Number

Primary APN	`WEST M:58 B:110`
Alternative APNs	`M:058 B:110 L` `11018455`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	2,220 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,098 sqft (0.278 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	11018455
Street Address	18 SUNRISE DR
City	WESTERLY
State	RI
Zip	02891-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	110
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2019
Census Tract	50901

Owner

18 Sunrise Dr is owner-occupied and held in a trust since October 2019.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	18 SUNRISE DR, WESTERLY, RI 02891-2029
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage CHELSEA GROTON BANK
Sep 11, 2023	Warranty Deed, Transfer
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK
Oct 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 1998 · Amount on File
Deed Sale	Nov 30, 1998 · Amount on File
Deed Book / Page	737 / 195
Last Transfer Date	Oct 15, 2019
Transfer Doc	2019-17422
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Recording Date	Jul 31, 2026
Property Address	18 SUNRISE DR, WESTERLY, RI 02891-2029
Document Number	0000002605
Book / Page	2026 / 11701
Instrument Date	Jul 3, 2026
Instrument	20262605
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002605,
Date	Jul 31, 2026
Book Page	2026/11701
Instrument	20262605

Lender

Name	CHELSEA GROTON BANK

Agreement

Amount	Amount on Record
Term	85 Months
Due	Aug 1, 2033

Interest

Rate	6.48%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 11, 2023
Property Address	18 SUNRISE DR, WESTERLY, RI 02891-2029
Document Number	2023-11977
Book / Page	2023 / 11977
Instrument Date	Aug 24, 2023
Instrument	2023-2980
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUNRISE DR, WESTERLY, RI 02891-2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	18 SUNRISE DR, WESTERLY, RI 02891-2029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-6566
Date	Apr 14, 2020
Book Page	2020/6566
Instrument	2020-1536

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	May 1, 2033

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 16, 2019
Property Address	18 SUNRISE DR, WESTERLY, RI 02891-2029
Document Number	2019-7422
Book / Page	002019 / 017422
Instrument Date	Oct 15, 2019
Instrument	4432
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUNRISE DR WESTERLY RI 028912029, WESTERLY, RI 02891-2029

Tax Assessment & Valuation

The 2025 property tax bill for 18 Sunrise Dr was $3,152.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,152.00	$405,100 Land $153,500 Building $251,600	$459,278
2023	$3,237.00 (+0.59%)	$318,600 (-) Land $110,100 Building $208,500
2022	$3,218.00	$318,600 Land $110,100 Building $208,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Sunrise Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Sunrise Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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