18 Sunflower Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 18 Sunflower Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	5,571 sqft · built 1991
Lot Size	1.02 acres (44,780 sqft)
Owner	Individual Name on File
Last Sale	$2,280,000 (Jun 2026)
Tax Bill	$29,138 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01113-0000-00002-05`

Property Details

APN / Parcel Number

Primary APN	`63-01113-0000-00002-05`
Alternative APN	`63011130000000020005`

Interior

Building Area	5,571 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	44,780 sqft (1.02 acres)

Location & Zoning

Street Address	18 SUNFLOWER DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.028 AC
Legal Subdivision	UPPER SADDLE RIVER
Legal Block	1113
Legal Lot Number	2.05
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3000
Census Tract	53201

Owner

18 Sunflower Dr is owned by an individual who bought it in June 2026.

Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	409 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1613
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer NORTHERN TITLE, NORTHERN NEW JERSEY TITLE
Apr 20, 2022	Deed, Transfer · Conventional Mortgage US BANK NA
Jan 30, 2020	Deed, Transfer · Stand-Alone First Mortgage KEARNY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Apr 20, 2022 · Amount on File
Deed Document Number	202643188
Deed Book / Page	5831 / 1970
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 26, 2026
Property Address	18 SUNFLOWER DR, UPPER SADDLE RIVER, NJ 07458-2041
Document Number	0000043188
Book / Page	5831 / 1970
Instrument Date	Jun 13, 2026
Instrument	202643188
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NORTHERN TITLE, NORTHERN NEW JERSEY TITLE

Transaction

Amount	Amount on Record
Tax	$460,560.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1613

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 20, 2022
Property Address	18 SUNFLOWER DR, UPPER SADDLE RIVER, NJ 07458-2041
Document Number	0046560559
Book / Page	4656 / 559
Instrument Date	Mar 25, 2022
Instrument	2022043299
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 ADAMS ST APT 402, 727, HOBOKEN, NJ 07030-3392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUNFLOWER DR, UPPER SADDLE RIVER, NJ 07458-2041

Mortgage

Document Number	2022043300
Date	Apr 20, 2022
Instrument	2022043300

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 30, 2020
Property Address	18 SUNFLOWER DR, UPPER SADDLE RIVER, NJ 07458-2041
Document Number	0034830998
Book / Page	3483 / 998
Instrument Date	Oct 10, 2019
Instrument	2020010540
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUNFLOWER DR, UPPER SADDLE RIVER, NJ 07458-2041

Mortgage

Document Number	2020010541
Date	Jan 30, 2020
Instrument	2020010541

Lender

Name	KEARNY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2049

Mortgage

Document Number	0034830998
Date	Jan 30, 2020
Book Page	3483/998
Instrument	2020010540

Lender

Name	KEARNY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18 Sunflower Dr was $29,138, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,125,000 (-) Land $501,400 Building $623,600	$1,125,000 (-) Land $501,400 Building $623,600
2025	$29,138.00 (+1.73%)	$1,125,000 Land $501,400 Building $623,600	$1,125,000 Land $501,400 Building $623,600
2024	$28,643.00
2023		$1,125,000 Land $501,400 Building $623,600	$1,125,000 Land $501,400 Building $623,600
2022	$27,821.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Sunflower Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Sunflower Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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