18 Summit St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 18 Summit St, Somerville, MA 02144

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,932 sqft · built 1900
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$3,250,000 (Feb 2023)
Tax Bill	$33,606 (2025)
Deeds & Mortgages	Aug 2022 Refinance Sep 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-D-3`

Property Details

APN / Parcel Number

Primary APN	`20-D-3`
Alternative APNs	`SOME M:20 B:D L:3` `8319150`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,932 sqft Living Area
Gross Area	4,331 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8319150
Street Address	18 SUMMIT ST
City	SOMERVILLE
State	MA
Zip	02144-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	WILLIAM A RUSSELL
Legal Block	D
Legal Lot Number	3
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1004
Census Tract	350500

Owner

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 SUMMIT ST, SOMERVILLE, MA 02144-1924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FPG 17 WENSLEY LLC
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RICHARD N TEPPER
Feb 8, 2023	Quit Claim Deed, Transfer
May 10, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RF BOSTON
Feb 23, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Prior Sale	May 10, 2022 · Amount on Record
Deed Book / Page	81233 / 36
Prior Transfer Date	Jan 26, 2023
Prior Transfer Doc	0081233-36
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	18 SUMMIT ST, SOMERVILLE, MA 02144-1924
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080528-37
Date	Aug 3, 2022
Book Page	80528/37
Instrument	118508

Lender

Name	FPG 17 WENSLEY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	18 SUMMIT ST, SOMERVILLE, MA 02144-1924
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080777-121
Date	Sep 30, 2022
Book Page	80777/121
Instrument	147937

Lender

Name	RICHARD N TEPPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Feb 8, 2023
Property Address	18 SUMMIT ST, SOMERVILLE, MA 02144-1924
Document Number	0081233-36
Book / Page	81233 / 36
Instrument Date	Jan 26, 2023
Instrument	13757
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 SUMMIT ST, SOMERVILLE, MA 02144-1924

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	May 10, 2022
Property Address	18 SUMMIT ST, SOMERVILLE, MA 02144-1924
Document Number	080107-543
Book / Page	80107 / 543
Instrument Date	May 10, 2022
Instrument	70518
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 GROVER ST, REVERE, MA 02151-1853

Mortgage

Document Number	0000070519
Date	May 10, 2022
Instrument	70519

Lender

Name	RF BOSTON

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	080107-579
Date	May 10, 2022
Book Page	80107/579
Instrument	70523

Lender

Name	CENTERLINE DEVELOPMEN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Feb 23, 2021
Property Address	18 SUMMIT ST, SOMERVILLE, MA 02144-1924
Document Number	77038-152
Book / Page	77038 / 152
Instrument Date	Feb 17, 2021
Instrument	40254
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,606.00 (+55.27%)	$3,080,300 (+49.73%) Land $870,600 Building $2,209,700	$2,738,565 (-19.47%)
2024	$21,643.00 (+43.81%)	$2,057,300 (+41.35%) Land $870,600 Building $1,186,700	$3,400,715
2023	$15,050.00	$1,455,500 Land $870,600 Building $584,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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