Prospect Town property record for 18 Summit Rd, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,138 sqft · built 2020 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,000 (Jul 2018) |
| Tax Bill | $9,565 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T0294500 |
| Primary APN | T0294500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,138 sqft Living Area |
| Gross Area | 2,871 sqft |
| Basement Area | 1,493 sqft |
| Unfinished Basement | 1,493 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | T0294500 |
|---|---|
| Street Address | 18 SUMMIT RD |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 148 |
| Legal Lot Number | 18 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 347100 |
Source: Prospect Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 SUMMIT RD, PROSPECT, CT 06712-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Mar 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jul 23, 2018 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on Record |
| Deed Sale | Jul 23, 2018 · Amount on Record |
| Deed Book / Page | 824 / 115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 18 SUMMIT RD, PROSPECT, CT 06712-1481 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000913-186 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 913/186 |
| Instrument | 2022-505 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 18 SUMMIT RD, PROSPECT, CT 06712-1481 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000911-310 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 911/310 |
| Instrument | 378 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Jul 23, 2018 |
| Property Address | 18 SUMMIT RD, PROSPECT, CT 06712-1481 |
| Document Number | 824-115 |
| Book / Page | 824 / 115 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 8240117 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 00824/0117 |
| Name | FRANKLIN AMERICAN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
Source: Prospect Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,565.00 | $374,080 (+42.57%) Land $79,730 Building $294,350 | $261,856 Land $55,811 Building $206,045 |
| 2024 | $9,565.00 (+14.21%) | ||
| 2023 | $8,375.00 (-0.1%) | $262,380 (-) Land $79,740 Building $182,640 | |
| 2022 | $8,383.00 | $262,380 Land $79,740 Building $182,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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