18 Summit Dr, Mahopac, NY 10541 Property Records

Putnam County and Carmel Town property record for 18 Summit Dr, Mahopac, NY 10541

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,664 sqft · built 1972
Lot Size	0.727 acres (31,675 sqft)
Owner	Company Name on File
Last Sale	$452,100 (Jun 2025)
Tax Bill	$16,886 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 86.40-1-1`

Property Details

APN / Parcel Number

Primary APN	`372000 86.40-1-1`
Alternative APNs	`200008604000010010000000` `168980`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	31,675 sqft (0.727 acres)
Lot Dimensions	175 ft deep x 181 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	648 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	168980
Street Address	18 SUMMIT DR
City	MAHOPAC
State	NY
Zip	10541-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1005
Census Tract	11202

Owner

18 Summit Dr is owned by a company that acquired it in June 2026.

Source: Putnam County and Carmel Town records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	17 CHESTNUT RIDGE RD, MAHOPAC, NY 10541-3320
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CLIFFCO INC
Jun 2, 2025	Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Jul 15, 2002 · Amount on File
Deed Document Number	20253172
Deed Book / Page	2399 / 73
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000004312
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 13, 2026
Property Address	18 SUMMIT DR, MAHOPAC, NY 10541-3819
Document Number	0000004312
Book / Page	2448 / 220
Instrument Date	Jun 29, 2026
Instrument	20264312
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHESTNUT RIDGE RD, MAHOPAC, NY 10541-3320

Mortgage

Document Number	0000004313,
Date	Jul 13, 2026
Instrument	20264313

Lender

Name	CLIFFCO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Jun 2, 2025
Property Address	18 SUMMIT DR, MAHOPAC, NY 10541-3819
Document Number	0023990073
Book / Page	2399 / 73
Instrument Date	May 23, 2025
Instrument	3172-2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,810.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 514, RHINEBECK, NY 12572-0514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHESTNUT RIDGE RD, MAHOPAC, NY 10541-3320

Mortgage

Document Number	0007986128
Date	Jun 2, 2025
Instrument	7986/128

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Summit Dr was $16,886, up 8.7% from the year before.

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,886.00 (+8.65%)	$581,300 Land $108,000 Building $473,300	$581,300 Land $108,000 Building $473,300
2024	$15,541.00
2023		$512,500 (+11%) Land $98,200 Building $414,300	$512,500 (+11%) Land $98,200 Building $414,300
2022		$461,700 Land $98,200 Building $363,500	$461,700 Land $98,200 Building $363,500
2020	$6,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Summit Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WD 4 serves 450 people · EPA ID NY3905675
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2021–2023) action level 15 ppb
Copper	3.5 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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