18 Summit Ave, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 18 Summit Ave, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	1,986 sqft · built 1973
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$739,000 (Aug 2023)
Tax Bill	$10,376 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`07-02408-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`07-02408-0000-00009`
Alternative APNs	`070240800009` `00000683`

Interior

Stories	1 Story
Building Area	1,986 sqft Living Area
1st Floor Area	1,986 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Brick
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00000683
Street Address	18 SUMMIT AVE
City	FAIRFIELD
State	NJ
Zip	07004-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	100X150
Legal Subdivision	RIVERVIEW
Legal Block	2408
Legal Lot Number	9
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1009
Census Tract	21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 SUMMIT AVE, FAIRFIELD, NJ 07004-2602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 7, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	May 8, 2013 · Amount on Record
Deed Document Number	202347122
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 SUMMIT AVE, FAIRFIELD, NJ 07004-2602
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUMMIT AVE, FAIRFIELD, NJ 07004-2602

Mortgage

Document Number	0000073710
Date	Dec 11, 2023
Instrument	2023073710

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 7, 2023
Property Address	18 SUMMIT AVE, FAIRFIELD, NJ 07004-2602
Document Number	0000047122
Instrument Date	Jun 12, 2023
Instrument	2023047122
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	REGISTER ABSTRACT COMPANY INC., REGISTER ABSTRACT CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,847.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 WAKEFIELD LN, GALLATIN, TN 37066-3871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUMMIT AVE, FAIRFIELD, NJ 07004-2602

Mortgage

Document Number	0000047123
Date	Aug 7, 2023
Instrument	2023047123

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 SUMMIT AVE, FAIRFIELD, NJ 07004-2602
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099378
Date	Nov 14, 2022
Instrument	2022099378

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 SUMMIT AVE, FAIRFIELD, NJ 07004-2602
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	SUNRISE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021031696
Date	Mar 16, 2021
Instrument	2021031696

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,200 (+1.12%) Land $220,200 Building $284,000	$504,200 (+1.12%) Land $220,200 Building $284,000
2025	$10,376.00 (-2.57%)	$498,600 (-) Land $220,200 Building $278,400	$498,600 (-) Land $220,200 Building $278,400
2024	$10,650.00 (+6.65%)
2023		$498,600 (-) Land $220,200 Building $278,400	$498,600 (-) Land $220,200 Building $278,400
2022	$9,986.00 (-1.19%)	$498,600 Land $220,200 Building $278,400	$498,600 Land $220,200 Building $278,400
2021	$10,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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