18 Stream St, Laguna Niguel, CA 92677 Property Records

Orange County property record for 18 Stream St, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,555 sqft · built 1986
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Mar 2017)
Tax Bill	$8,037 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`649-471-03`

Property Details

APN / Parcel Number

Primary APN	`649-471-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,555 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,000 sqft (0.069 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	18 STREAM ST
City	LAGUNA NIGUEL
State	CA
Zip	92677-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12460 BLK LOT 94
Legal Subdivision	TRACT NO 12460
Legal Tract	12460
Legal Lot Number	94
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3004
Census Tract	42331

Owner

18 Stream St is owned and occupied by two individuals who bought it in March 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 24, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARK C HICKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Deed Document Number	2017119641
Prior Transfer Date	Mar 11, 2003
Prior Transfer Doc	0000309701
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000325140
Date	Aug 30, 2019
Instrument	2019000325140

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 STREAM ST, LAGUNA NIGUEL, CA 92677-5707

Mortgage

Document Number	0000581960
Date	Oct 19, 2020
Instrument	2020000581960

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 24, 2017
Property Address	18 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Document Number	0000119641
Map Reference	MB 546 PG 41-45
Instrument Date	Feb 28, 2017
Instrument	2017000119641
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 STREAM ST, LAGUNA NIGUEL, CA 92677-5707

Mortgage

Document Number	0000119642
Date	Mar 24, 2017
Instrument	2017000119642

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Document Number	0000017599
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 STREAM ST LAGUNA NIGUEL CA 926775707, LAGUNA NIGUEL, CA 92677-5707

Mortgage

Document Number	0000017599
Date	Jan 13, 2017
Instrument	17599

Lender

Name	MARK C HICKS
Address	38 REMINGTON LN, ALISO VIEJO, CA 92656-8054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Stream St was $8,037.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$810,897 (+2%) Land $648,088 Building $162,809
2025	$8,037.00	$794,998 Land $635,381 Building $159,617
2023	$7,736.00 (+1.94%)	$764,128 Land $610,708 Building $153,420
2022	$7,589.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Stream St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Stream St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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