East Lyme Town property record for 18 Stone Cliff Dr, Niantic, CT 06357 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,122 sqft · built 2003 |
| Lot Size | 1.05 acres (46,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,000 (Apr 2019) |
| Tax Bill | $11,562 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance May 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:021.2 B:00044 L:00000 |
| Primary APN | ELYM M:021.2 B:00044 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,122 sqft Living Area |
| Gross Area | 5,946 sqft |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 1,628 sqft |
| Unfinished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,098 sqft (1.05 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 8404 |
|---|---|
| Street Address | 18 STONE CLIFF DR |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 44 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 870701 |
Source: East Lyme Town records · APN ELYM M:021.2 B:00044 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 STONE CLIFF DR, NIANTIC, CT 06357-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| May 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Apr 01, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Dec 20, 2017 | Warranty Deed, Transfer FARMINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2019 · Amount on Record |
| Deed Sale | Apr 01, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2017 · Amount on Record |
| Deed Book / Page | 1009 / 510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 STONE CLIFF DR, NIANTIC, CT 06357-1514 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001092-283 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 1092/283 |
| Instrument | 77 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 STONE CLIFF DR, NIANTIC, CT 06357-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1029-684 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 1029/684 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Apr 01, 2019 |
| Property Address | 18 STONE CLIFF DR, NIANTIC, CT 06357-1514 |
| Document Number | 1009-510 |
| Book / Page | 1009 / 510 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1009513 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 1009/513 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Dec 20, 2017 |
| Property Address | 18 STONE CLIFF DR, NIANTIC, CT 06357-1514 |
| Document Number | 991-48 |
| Book / Page | 991 / 48 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.14 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 9910051 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 00991/0051 |
| Name | FARMINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2047 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,562.00 | $412,790 (-) Land $106,190 Building $306,600 | $288,953 Land $74,333 Building $214,620 |
| 2024 | $11,562.00 (+12.58%) | ||
| 2023 | $10,270.00 (+4.36%) | $412,790 (-) Land $106,190 Building $306,600 | |
| 2022 | $9,841.00 | $412,790 Land $106,190 Building $306,600 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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