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18 Stevens Ave, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 18 Stevens Ave, Cuba, NY 14727

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,784 sqft · built 1951
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Aug 2017)
Tax Bill$4,976 (2026)
Deeds & MortgagesJul 2019 Mortgage
Aug 2017 Sale & Mortgage
APN024801 179.7-4-45

Property Details

APN / Parcel Number

Primary APN024801 179.7-4-45
Alternative APNs
  • 480117900700040450000000
  • 00000000624

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,784 sqft Living Area
1st Floor Area1,784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialWood
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions154 ft deep x 71.8 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area36 sqft
PorchSlab
Porch Area368 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000624
Street Address18 STEVENS AVE
CityCUBA
StateNY
Zip14727-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGL 44
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block4
Legal Lot Number45.000
JurisdictionALLEGANY NY
Township / Civil DivisionCUBA
Census Block Group2
Census Block2012
Census Tract950500

Owner

Source: Allegany County and Cuba Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address18 STEVENS AVE, CUBA, NY 14727-1525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2019Deed of Trust, Mortgage · FHA Mortgage
ROYAL UNITED MTG
Aug 9, 2017Warranty Deed, Transfer · Conventional with PMI
ALCO FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2017 · Amount on Record
Deed SaleAug 9, 2017 · Amount on Record
Prior SaleMay 13, 2011 · Amount on Record
Deed Document Number201791651
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY NY
Property Address18 STEVENS AVE, CUBA, NY 14727-1525
Document Number0000003321
Instrument DateJul 29, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 MARTIN ST BELMONT NY 148131003, BELMONT, NY 14813-1003

Mortgage

Document Number0000003321
DateJul 30, 2019
Instrument3321
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGANY NY
Recording DateAug 9, 2017
Property Address18 STEVENS AVE, CUBA, NY 14727-1525
Document Number0000091651
Instrument DateJul 28, 2017
Instrument91651
Transaction TypeTransfer
Record UpdatedSep 5, 2017
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 MEDBURY AVE CUBA NY 147271139, CUBA, NY 14727-1139

Mortgage

Document Number91652
DateAug 9, 2017
Instrument91652
Lender
NameALCO FCU
TypeCredit Union
AddressWELLSVILLE, NY 14895
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueAug 8, 2037

Tax Assessment & Valuation

Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAllegany County
County SubdivisionCuba Town
MunicipalityCuba Village
Unified School DistrictCuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,976.00 (+38.65%)
2025$3,589.00$80,000 (-38.93%) Land $8,800 Building $71,200$81,633 (-37.68%) Land $8,980 Building $72,653
2023$131,000 Land $10,200 Building $120,800$131,000 Land $10,200 Building $120,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUBA VILLAGE PUBLIC WATER
serves 1,800 people · EPA ID NY0200317
Water SourceGroundwater
Last State InspectionFeb 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Feb 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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