18 Stephens Ln, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 18 Stephens Ln, Valhalla, NY 10595

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1961
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553489 122.7-4-62`

Property Details

APN / Parcel Number

Primary APN	`553489 122.7-4-62`
Alternative APNs	`348912200700040620000000` `12349000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	325 sqft
Finished Basement	325 sqft
Unfinished Basement	325 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	12349000
Street Address	18 STEPHENS LN
City	VALHALLA
State	NY
Zip	10595-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	62.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3012
Census Tract	11902

Owner

Source: Westchester County and Mount Pleasant Town records · APN 553489 122.7-4-62

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 STEPHENS LN, VALHALLA, NY 10595-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 07, 2004
Transfer Doc	0443450402
Record Updated	Jun 08, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 17, 2020
Property Address	18 STEPHENS LN, VALHALLA, NY 10595-1602
Document Number	0602903660
Book / Page	060290 / 003660
Instrument Date	Oct 27, 2020
Transaction Type	Transfer
Record Updated	Dec 02, 2020
Title Company	RAM ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 WASHINGTON AVE N WHITE PLAINS NY 106032204, WHITE PLAINS, NY 10603-2204

Mortgage

Document Number	603223216
Date	Nov 17, 2020
Book Page	060322/003216

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mount Pleasant Town
Unified School District	Valhalla Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$6,000 (-) Land $1,500 Building $4,500	$594,060 (+5.94%) Land $148,515 Building $445,545
2024	$6,000 (-) Land $1,500 Building $4,500	$560,748 (+5.61%) Land $140,187 Building $420,561
2023	$6,000 Land $1,500 Building $4,500	$530,973 Land $132,743 Building $398,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 331 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KENSICO WATER DISTRICT serves 17,917 people
Water Source	Purchased surface water from NEW YORK CITY SYSTEM
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.