18 State St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 18 State St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,254 sqft · built 1860
Lot Size	0.093 acres (4,059 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Dec 2021)
Tax Bill	$3,087 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355401 314.05-02-23`

Property Details

APN / Parcel Number

Primary APN	`355401 314.05-02-23`
Alternative APN	`540131400500020230000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,254 sqft Living Area
1st Floor Area	897 sqft
2nd Floor Area	357 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,059 sqft (0.093 acres)
Lot Dimensions	61.5 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	193 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 STATE ST
City	PHOENIX
State	NY
Zip	13135-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 10 BLOCK 10 062-011-000
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	1
Census Block	1017
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 STATE ST, PHOENIX, NY 13135-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 29, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 25, 2018	Warranty Deed, Transfer · FHA Mortgage HUNT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	202115472
Prior Transfer Date	Dec 4, 2000
Prior Transfer Doc	1543000248
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	18 STATE ST, PHOENIX, NY 13135-2318
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 STATE ST, PHOENIX, NY 13135-2318

Mortgage

Document Number	0000008546
Date	Sep 29, 2025
Instrument	R-2025-008546

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 29, 2021
Property Address	18 STATE ST, PHOENIX, NY 13135-2318
Document Number	0000005472
Instrument Date	Dec 16, 2021
Instrument	R-2021-015472
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 STATE ST, 18, PHOENIX, NY 13135-2318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 CHERRY ST APT 306, 306, PHOENIX, NY 13135-2267

Mortgage

Document Number	0000005473
Date	Dec 29, 2021
Instrument	R-2021-015473

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 25, 2018
Property Address	18 STATE ST, PHOENIX, NY 13135-2318
Document Number	0000009398
Instrument Date	Sep 7, 2018
Instrument	R-2018-009398
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	INDEPENDENT TITLE AGENCY SHA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 STATE ST, 18, PHOENIX, NY 13135-2318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 STEWARTS CORNERS RD, PENNELLVILLE, NY 13132-3234

Mortgage

Document Number	0000009399
Date	Sep 25, 2018
Instrument	R-2018-009399

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,087.00 (+3.35%)
2025	$2,987.00	$60,000 (-) Land $7,000 Building $53,000	$133,333 (+22.22%) Land $15,556 Building $117,777
2023		$60,000 Land $7,000 Building $53,000	$109,091 Land $12,727 Building $96,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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