Merrimack County and Concord City property record for 18 Spruce St, #20, Concord, NH 03301 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 1890 |
| Square Footage | 2,968 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Last Sale | $315,000 (2021) |
| Tax Bill | $8,727.00 (2025) |
| Primary APN | M:23 B:2 L:3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Building Area | 2,968 sqft Living Area |
| Gross Area | 6,520 sqft Gross Area |
| 1st Floor | 1,540 sqft 1st Floor |
| Attic Area | 1,540 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,540 sqft Basement |
| Unfinished Basement | 1,540 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 18 SPRUCE ST, 20 |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3546 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 93 |
| Legal Lot Number | 3 |
| Jurisdiction | CONCORD CITY NH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 2 |
| Census Block | 2049 |
| Census Tract | 32800 |
Source: Merrimack County and Concord City records · APN M:23 B:2 L:3
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SPRUCE ST, CONCORD, NH 03301-3546 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MERRIMACK CNTY SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Sep 25, 1996 · Amount on Record |
| Deed Doc Number | 202119135 |
| Deed Book / Page | 3750 / 1252 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Jul 26, 2021 |
| Property Address | 18-20 SPRUCE ST, CONCORD, NH 03301 |
| Document Number | 0000019135 |
| Book / Page | 3750 / 1252 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 202100019135 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 316 VARNEY ST, MANCHESTER, NH 03102-4216 |
| Document Number | 0000019136 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 202100019136 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 18-20 SPRUCE ST, CONCORD, NH 03301 |
| Document Number | 0036381768 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | MERRIMACK TITLE COMPANY INC, MERRIMACK TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 18-20 SPRUCE ST CONCORD NH 033013546, CONCORD, NH 03301-3546 |
| Document Number | 0036381768 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 003638/001768 |
| Instrument | 12166 |
| Name | MERRIMACK CNTY SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CONCORD, NH 03301 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
Source: Merrimack County and Concord City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,727.00 (+8.37%) | $299,800 (-) Land $103,400 Building $196,400 |
| 2023 | $8,053.00 (+3.75%) | $299,800 (-) Land $103,400 Building $196,400 |
| 2022 | $7,762.00 | $299,800 Land $103,400 Building $196,400 |
Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 53% of New Hampshire |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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