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18 Spring St, Narragansett, RI 02882 Property Records

Narragansett Town property record for 18 Spring St, Narragansett, RI 02882 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,454 sqft · built 2019
Lot Size0.203 acres (8,856 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Dec 2011)
Tax Bill$9,249 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Nov 2019 Refinance
+ 1 more
Flood ZoneZone X (moderate risk)
APNNARR M:N-H B:186

Property Details

APN / Parcel Number

Primary APNNARR M:N-H B:186
Alternative APNs
  • M:N=H B:186
  • 2319051

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,454 sqft Living Area
Gross Area3,882 sqft
Basement Area288 sqft
Unfinished Basement288 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,856 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2319051
Street Address18 SPRING ST
CityNARRAGANSETT
StateRI
Zip02882-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block186
JurisdictionNARRAGANSETT RI
Township / Civil DivisionNARRAGANSETT
Census Block Group2
Census Block2019
Census Tract51502

Owner

Source: Narragansett Town records · APN NARR M:N-H B:186

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18 SPRING ST, NARRAGANSETT, RI 02882-2611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 14, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HOMESTAR MORTAGE INC
Dec 18, 2018Deed of Trust, Mortgage
BANKNEWPORT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2011 · Amount on Record
Deed SaleDec 12, 2011 · Amount on Record
Deed Book / Page784 / 753
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNARRAGANSETT RI
Property Address18 SPRING ST, NARRAGANSETT, RI 02882-2611
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001029-348
DateMar 26, 2024
Book Page1029/348
Instrument2024000670
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNARRAGANSETT RI
Property Address18 SPRING ST, NARRAGANSETT, RI 02882-2611
Transaction TypeMortgage
Record UpdatedMar 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number939-89
DateNov 14, 2019
Book Page939/89
Instrument4207
Lender
NameHOMESTAR MORTAGE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNARRAGANSETT RI
Property Address18 SPRING ST, NARRAGANSETT, RI 02882-2611
Document Number923-96
Instrument DateDec 18, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SPRING ST NARRAGANSETT RI 02882, NARRAGANSETT, RI 02882

Mortgage

Document Number923-96
DateDec 24, 2018
Book Page000923/000096
Instrument4505
Lender
NameBANKNEWPORT
Agreement
AmountAmount Recorded
Term360 Months
DueDec 23, 2048
Interest
Rate TypeAdjustable Rate
Rate4.38%

Tax Assessment & Valuation

Source: Narragansett Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNarragansett Town
Unified School DistrictNarragansett School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,249.00 (+6.92%)$1,362,200 (+46.62%) Land $487,300 Building $874,900
2023$8,650.00 (+3.44%)$929,100 (-) Land $304,500 Building $624,600
2022$8,362.00$929,100 Land $304,500 Building $624,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090515022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 units insured
10 under condo master policies
Nearby Flood Claims49 (1978–2023)
Claims Outside the SFHA14 of 49
Most Recent ClaimDec 2023, tidal / storm surge, Severe Storm And Flooding
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 10 claims
  • Tropical Storm Irene, Aug 2011 · 8 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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