18 Split Rock Dr, Rochester, NH 03839 Property Records

Strafford County and Rochester City property record for 18 Split Rock Dr, Rochester, NH 03839

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,204 sqft · built 2005
Owner	2 Individual Names on Record
Last Sale	$230,000 (Dec 2021)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36427`

Property Details

APN / Parcel Number

Primary APN	`36427`
Alternative APNs	`RCHE M:0251 B:0057 L:0018` `12429`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,204 sqft Living Area
Gross Area	1,860 sqft
Basement Area	536 sqft
Unfinished Basement	510 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	18 SPLIT ROCK DR
City	ROCHESTER
State	NH
Zip	03839-5673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Block	57
Legal Lot Number	18
Jurisdiction	ROCHESTER CITY NH
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2017
Census Tract	84500

Owner

Source: Strafford County and Rochester City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 SPLIT ROCK DR, ROCHESTER, NH 03839-5673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Apr 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUGAS KEVIN V TRUST (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Apr 14, 2006 · Amount on Record
Deed Document Number	202125219
Deed Book / Page	4990 / 289
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCHESTER CITY NH
Recording Date	Dec 16, 2021
Property Address	18 SPLIT ROCK DR, ROCHESTER, NH 03839-5673
Document Number	004990-289
Book / Page	4990 / 289
Instrument Date	Dec 15, 2021
Instrument	210025219
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 SPLIT ROCK DR, ROCHESTER, NH 03839-5673
Investor	Possibly a Property Investor

Mortgage

Document Number	0210025220
Date	Dec 16, 2021
Instrument	210025220

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER CITY NH
Property Address	18 SPLIT ROCK DR, ROCHESTER, NH 03839-5673
Document Number	0045660863
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	76 EXETER ST NH, NH

Mortgage

Document Number	0045660863
Date	May 9, 2018
Book Page	004566/000863
Instrument	5852

Lender

Name	DUGAS KEVIN V TRUST (RT)
Address	4 CAPTAIN SMITH EMERSON RD, LEE, NH 03861-4429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	7%

Tax Assessment & Valuation

Source: Strafford County and Rochester City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Rochester City
Unified School District	Rochester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,856.00 (+3.03%)	$317,400 (-) Building $317,400
2024	$4,713.00 (-2.6%)	$317,400 (+68.83%) Building $317,400
2023	$4,839.00 (+1.81%)	$188,000 (-) Building $188,000	$305,045
2022	$4,753.00	$188,000 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER WATER DEPT serves 25,000 people · EPA ID NH2001010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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