18 Spinnaker Dr, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 18 Spinnaker Dr, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,165 sqft · built 2013
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Dec 2020)
Tax Bill	$4,102 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0004A042000`

Property Details

APN / Parcel Number

Primary APN	`0004A042000`
Alternative APNs	`0004A042` `5289`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,165 sqft Heated Area
1st Floor Area	1,912 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	506 sqft
Porch	Slab
Porch Area	224 sqft
Deck Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5289
Street Address	18 SPINNAKER DR
City	FORT OGLETHORPE
State	GA
Zip	30742-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-3
Legal Description	LOT 42 LAKESHORE COVE PH1
Legal Subdivision	LAKESHORE COVE
Legal Phase	1
Legal Lot Number	42
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	1
Census Block	1010
Census Tract	30702

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18 SPINNAKER DR, FORT OGLETHORPE, GA 30742-4243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Grant Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS
Apr 16, 2019	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Document Number	20202854
Deed Book / Page	2104 / 456
Prior Transfer Date	Nov 23, 2016
Prior Transfer Doc	0018570664
Record Updated	Jun 8, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 5, 2021
Property Address	18 SPINNAKER DR, FORT OGLETHORPE, GA 30742-4243
Document Number	0021040456
Book / Page	002104 / 000456
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SPINNAKER DR FORT OGLETHORPE GA 307424243, FORT OGLETHORPE, GA 30742-4243

Mortgage

Document Number	21040459
Date	Jan 5, 2021
Book Page	002104/000459

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 4, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	18 SPINNAKER DR, FORT OGLETHORPE, GA 30742-4243
Document Number	0019840251
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SPINNAKER DR FORT OGLETHORPE GA 307424243, FORT OGLETHORPE, GA 30742-4243

Mortgage

Document Number	0019840251
Date	Apr 23, 2019
Book Page	001984/000251
Instrument	2445

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,102.00 (+5.99%) Homeowner's exemption	$193,527 (+36.85%) Land $16,000 Building $177,527	$483,817 (+36.85%) Land $40,000 Building $443,817
2023	$3,870.00 (+20.52%) Homeowner's exemption	$141,413 Land $16,000 Building $125,413	$353,533 Land $40,000 Building $313,533
2022	$3,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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