18 Spaulding St, Milford, NH 03055 Property Records

Hillsborough County and Milford Town property record for 18 Spaulding St, Milford, NH 03055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 822 sqft · built 1954
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Jun 1998)
Tax Bill	$5,570 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MFRD M:24 B:16`

Property Details

APN / Parcel Number

Primary APN	`MFRD M:24 B:16`
Alternative APNs	`M:24 B:0016 L` `002104` `2104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	822 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	822 sqft
Basement Area	822 sqft
Unfinished Basement	822 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2104
Street Address	18 SPAULDING ST
City	MILFORD
State	NH
Zip	03055-4724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	16
Jurisdiction	MILFORD TOWN NH
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1005
Census Tract	16204

Owner

Source: Hillsborough County and Milford Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 SPAULDING ST, MILFORD, NH 03055-4724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1998 · Amount on Record
Deed Sale	Jun 15, 1998 · Amount on Record
Deed Book / Page	5954 / 626
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD TOWN NH
Property Address	18 SPAULDING ST, MILFORD, NH 03055-4724
Document Number	0092640706
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SPAULDING ST MILFORD NH 030554724, MILFORD, NH 03055-4724

Mortgage

Document Number	0092640706
Date	Feb 21, 2020
Book Page	009264/000706
Instrument	200008666

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.83%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD TOWN NH
Property Address	18 SPAULDING ST, MILFORD, NH 03055-4724
Document Number	0092640691
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SPAULDING ST MILFORD NH 030554724, MILFORD, NH 03055-4724

Mortgage

Document Number	0092640691
Date	Feb 21, 2020
Book Page	009264/000691
Instrument	200008665

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.83%

Tax Assessment & Valuation

Source: Hillsborough County and Milford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Milford Town
Unified School District	Milford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,570.00 (+9.56%)	$214,800 (-) Land $84,500 Building $130,300
2024	$5,084.00 (+6.76%)	$214,800 (-) Land $84,500 Building $130,300	$368,885
2023	$4,762.00 (+6.63%)	$214,800 (-) Land $84,500 Building $130,300
2022	$4,466.00	$214,800 Land $84,500 Building $130,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILFORD WATER UTILITIES DEPT serves 9,500 people · EPA ID NH1561010
Water Source	Purchased surface water from PENNICHUCK WATER WORKS
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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