18 Southridge Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 18 Southridge Rd, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,983 sqft · built 2007
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2006)
Tax Bill	$11,595 (2026)
Deeds & Mortgages	May 2026 Line of Credit May 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L0256860`

Property Details

APN / Parcel Number

Primary APN	`L0256860`
Alternative APN	`PROS M:102 B:141 L:18`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,983 sqft Living Area
Basement Area	1,359 sqft
Unfinished Basement	1,359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	L0256860
Street Address	18 SOUTHRIDGE RD
City	PROSPECT
State	CT
Zip	06712-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	141
Legal Lot Number	18
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2012
Census Tract	347200

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 SOUTHRIDGE RD, PROSPECT, CT 06712-1568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Quit Claim Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
May 16, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE
Jan 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2006 · Amount on Record
Deed Sale	Sep 29, 2006 · Amount on Record
Deed Book / Page	567 / 241
Last Transfer Date	Jan 6, 2020
Transfer Doc	852-134
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	May 27, 2026
Property Address	18 SOUTHRIDGE RD, PROSPECT, CT 06712-1568
Document Number	000938-417
Book / Page	938 / 417
Instrument Date	May 12, 2026
Instrument	2026453
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 SOUTHRIDGE RD, PROSPECT, CT 06712-1568

Mortgage

Document Number	0938000420,
Date	May 27, 2026
Book Page	938/420

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	18 SOUTHRIDGE RD, PROSPECT, CT 06712-1568
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000933-796
Date	May 16, 2025
Book Page	933/796
Instrument	2025-414

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Jan 10, 2020
Property Address	18 SOUTHRIDGE RD, PROSPECT, CT 06712-1568
Document Number	852-134
Book / Page	000852 / 000134
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SOUTHRIDGE RD PROSPECT CT 067121568, PROSPECT, CT 06712-1568

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	18 SOUTHRIDGE RD, PROSPECT, CT 06712-1568
Document Number	802-89
Book / Page	000802 / 000089
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	802-89
Date	Apr 20, 2017
Book Page	000802/000089

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,595.00 (+11.34%)	$407,260 (-) Land $119,910 Building $287,350	$618,185 (+116.84%)
2025	$10,414.00	$407,260 (+36.23%) Land $119,910 Building $287,350	$285,082 Land $83,937 Building $201,145
2024	$10,414.00 (+9.13%)
2023	$9,543.00 (-0.09%)	$298,960 (-) Land $119,930 Building $179,030
2022	$9,552.00	$298,960 Land $119,930 Building $179,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, GoNetspeed.

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