18 South St, Frederick, MD 21701 Property Records

Frederick County property record for 18 South St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,662 sqft · built 1880
Lot Size	0.066 acres (2,865 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,889 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-117525`

Property Details

APN / Parcel Number

Primary APN	`02-117525`
Alternative APNs	`2117525` `117525`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,662 sqft Living Area
1st Floor Area	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	2,865 sqft (0.066 acres)
Lot Dimensions	191 ft deep x 15 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Balcony Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	117525
Street Address	18 SOUTH ST
City	FREDERICK
State	MD
Zip	21701
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 15 X 191 18 E. SOUTH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	18
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 E SOUTH ST, FREDERICK, MD 21701-5616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE
Jul 30, 2019	Intrafamily Transfer, Transfer · VA Mortgage TOWNEBANK MORTGAGE
Jun 14, 2018	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019
Deed Sale	Jul 30, 2019
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Book / Page	13112 / 165
Prior Transfer Date	Jul 22, 2019
Prior Transfer Doc	0131120165
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	18 E SOUTH ST, FREDERICK, MD 21701-5616
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E SOUTH ST, FREDERICK, MD 21701-5616

Mortgage

Document Number	0140080420
Date	Aug 24, 2020
Book Page	14008/420

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jul 30, 2019
Property Address	18 E SOUTH ST, FREDERICK, MD 21701-5616
Document Number	0131120165
Book / Page	13112 / 0165
Instrument Date	Jul 22, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 E SOUTH ST, FREDERICK, MD 21701-5616

Mortgage

Document Number	131120169
Date	Jul 30, 2019
Instrument	13112/0169

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 14, 2018
Property Address	18 E SOUTH ST, FREDERICK, MD 21701-5616
Document Number	0124660106
Book / Page	12466 / 0106
Map Reference	LB8055 FO201
Instrument Date	Jun 12, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E SOUTH ST, FREDERICK, MD 21701-5616

Mortgage

Document Number	0012466113
Date	Jun 14, 2018
Instrument	12466/113

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,033 (+3.57%)	$475,700 (+10.71%) Land $188,600 Building $287,100
2025	$4,889.00 (+4.85%) Homeowner's exemption	$429,700 (+9.11%) Land $128,600 Building $301,100	$429,700 (-) Land $128,600 Building $301,100
2024	$4,663.00 (+7.27%)
2023	$4,347.00 Homeowner's exemption	$393,833	$429,700 Land $128,600 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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