18 Smoke Tree Dr, Ladera Ranch, CA 92694 Property Records

Orange County property record for 18 Smoke Tree Dr, Ladera Ranch, CA 92694 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,562 sqft · built 2002
Lot Size	0.2 acres (8,729 sqft)
Owner	Company Name on File
Last Sale	$597,000 (Jul 2003)
Tax Bill	$13,165 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`741-041-39`

Property Details

APN / Parcel Number

Primary APN	`741-041-39`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,562 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,729 sqft (0.2 acres)
Garage Area	699 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	18 SMOKE TREE DR
City	LADERA RANCH
State	CA
Zip	92694-0879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16121 BLK LOT 40
Legal Subdivision	TRACT NO 16121
Legal Tract	16121
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2008
Census Tract	32059

Owner

Source: Orange County records · APN 741-041-39

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	18 SMOKE TREE DR, LADERA RANCH, CA 92694-0879
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Sep 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2003 · Amount on Record
Deed Sale	Jul 09, 2003 · Amount on Record
Deed Document Number	2003804833
Last Transfer Date	Jun 12, 2024
Transfer Doc	0000276200
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 SMOKE TREE DR, MISSION VIEJO, CA 92694-0879
Transaction Type	Mortgage
Record Updated	Mar 01, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SMOKE TREE DR, LADERA RANCH, CA 92694-0879

Mortgage

Document Number	0000061914
Date	Feb 15, 2022
Instrument	2022000061914

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 22, 2020
Property Address	18 SMOKE TREE DR, MISSION VIEJO, CA 92694-0879
Document Number	0000515395
Map Reference	MB 825 PG 46-50
Instrument Date	Sep 21, 2020
Instrument	2020000515395
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18 SMOKE TREE DR, LADERA RANCH, CA 92694-0879

Mortgage

Document Number	0000515396
Date	Sep 22, 2020
Instrument	2020000515396

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$946,607 (+2%) Land $383,995 Building $562,612
2025	$13,165.00 (+3.13%)	$928,047 (+4.04%) Land $376,466 Building $551,581
2023	$12,766.00 (+8%) Homeowner's exemption	$892,010 Land $361,847 Building $530,163
2022	$11,820.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	About 1 in 310 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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