18 Silver St, #20, Springfield, MA 01107 Property Records

Hampden County and Springfield City property record for 18 Silver St, #20, Springfield, MA 01107

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,994 sqft · built 1908
Lot Size	0.173 acres (7,540 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jun 2017)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10875 P:0006`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10875 P:0006`
Alternative APN	`108750006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,994 sqft Living Area
1st Floor Area	864 sqft
Basement Area	133 sqft
Unfinished Basement	133 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	7,540 sqft (0.173 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	108750006
Street Address	18 SILVER ST, 20
City	SPRINGFIELD
State	MA
Zip	01107-1343
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3015
Census Tract	800400

Owner

18 Silver St, #20 is owned and occupied by an individual who bought it in June 2017.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	18 SILVER ST, 20, SPRINGFIELD, MA 01107-1343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · ARM ALDENVILLE CU
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 30, 2017	Warranty Deed, Transfer · FHA Mortgage MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Feb 21, 2003
Deed Document Number	201736462
Deed Book / Page	21745 / 210
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	18-20 SILVER ST, SPRINGFIELD, MA 01107
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024682-29
Date	Aug 15, 2022
Book Page	24682/29
Instrument	49254

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Sep 1, 2027
Index	5-Year CMT

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	18-20 SILVER ST, SPRINGFIELD, MA 01107
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023664-220
Date	Jan 22, 2021
Book Page	23664/220
Instrument	4730

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 30, 2017
Property Address	18-20 SILVER ST, SPRINGFIELD, MA 01107
Document Number	21745-210
Book / Page	21745 / 210
Instrument	36462
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18-20 SILVER ST, SPRINGFIELD, MA 01107

Mortgage

Document Number	217450212
Date	Jun 30, 2017
Instrument	21745/0212

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18 Silver St, #20 was $2,869.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,869.00	$183,000 Land $39,000 Building $144,000
2023	$2,912.00	$170,800 Land $34,500 Building $136,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Silver St, #20 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Silver St, #20 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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