Essex County and Jay Town property record for 18 Senaca Trl, Jay, NY 12941 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Contemporary |
| Year Built | Built 2005 |
| Square Footage | 1,769 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Last Sale | $680,000 (2024) |
| Tax Bill | $10,558.00 (2025) |
| Primary APN | 615J100307 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,769 sqft Living Area |
| Gross Area | 1,709 sqft Gross Area |
| 1st Floor | 1,162 sqft 1st Floor |
| 2nd Floor | 607 sqft 2nd Floor |
| Upper Floors | 515 sqft Upper Floors |
| Basement Area | 1,162 sqft Basement |
| Finished Basement | 1,162 sqft Finished |
| Unfinished Basement | 1,162 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Lot Area | 43,560 sqft (1 acres) |
| Porch Area | 581 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 615J100307 |
|---|---|
| Street Address | 18 SENACA TRL |
| City | JAY |
| State | NY |
| Zip | 12941 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 152 JAY TRACT |
| Legal Block | 4 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ESSEX NY |
| Minor Civil Division | JAY |
| Census Blockgroup | 1 |
| Census Block | 1058 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records · APN 615J100307
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 PICADILLY CIR, MARLTON, NJ 08053-4233 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 09, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage TD BANK NA |
| Feb 22, 2012 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Nov 03, 2009 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Nov 15, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| May 08, 2023 | Warranty Deed, Transfer |
| Mar 25, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage STATE EMPLOYEES FCU |
| Jun 22, 2015 | Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | May 08, 2023 · Amount on Record |
| Deed Doc Number | 20243963 |
| Deed Book / Page | 2184 / 97 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 18 SENACA TRL, JAY, NY 12941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020211216 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 2021-1216 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 18 SENACA TRL, JAY, NY 12941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002093/0000000062 |
|---|---|
| Date | Feb 22, 2012 |
| Book Page | 0000002093/0000000062 |
| Instrument | 0000002821 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 347 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 18 SENACA TRL, JAY, NY 12941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001924/0000000007 |
|---|---|
| Date | Nov 03, 2009 |
| Book Page | 0000001924/0000000007 |
| Instrument | 2009-0005081 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Nov 15, 2024 |
| Property Address | 18 SENACA TRL, JAY, NY 12941 |
| Document Number | 0002184/97 |
| Book / Page | 2184 / 97 |
| Instrument Date | Nov 06, 2024 |
| Instrument | 2024-3963 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 PICADILLY CIR, MARLTON, NJ 08053-4233 |
| Document Number | 0020243964 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 2024-3964 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | May 08, 2023 |
| Property Address | 18 SENACA TRL, JAY, NY 12941 |
| Document Number | 002123/132 |
| Book / Page | 2123 / 132 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023-1456 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 DANIELLE RD, JAY, NY 12941-5510 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Mar 25, 2022 |
| Property Address | 18 SENACA TRL, JAY, NY 12941 |
| Document Number | 0002077/79 |
| Book / Page | 2077 / 79 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022-1554 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 FIELDSTONE DR, GANSEVOORT, NY 12831-1712 |
| Document Number | 0020221555 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022-1555 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Jun 22, 2015 |
| Property Address | 18 SENACA TRL, JAY, NY 12941 |
| Document Number | 0000001803/0000000262 |
| Book / Page | 0000001803 / 0000000262 |
| Instrument Date | Jun 12, 2015 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2024 |
| Title Company | JAMES MASWICK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 289 STEVENS AVE, SOUTH AMBOY, NJ 08879-2541 |
| Document Number | 0000002335/0000000293 |
|---|---|
| Date | Jun 22, 2015 |
| Book Page | 0000002335/0000000293 |
| Instrument | 0000002284 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 91 Months |
| Due | Jan 01, 2023 |
Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,558.00 (+142.55%) | $555,200 (+26.27%) Land $184,100 Building $371,100 | $555,200 (+26.27%) Land $184,100 Building $371,100 |
| 2023 | $439,700 (+50.63%) Land $115,000 Building $324,700 | $439,700 (+50.63%) Land $115,000 Building $324,700 | |
| 2022 | $4,353.00 (-38.25%) | $291,900 Land $57,000 Building $234,900 | $291,900 Land $57,000 Building $234,900 |
| 2020 | $7,049.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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