18 Scott Ct, Germantown, OH 45327 Property Records

Montgomery County property record for 18 Scott Ct, Germantown, OH 45327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,941 sqft · built 1999
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on File
Last Sale	$268,900 (Jun 2021)
Tax Bill	$5,434 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D13-00412-0002`

Property Details

APN / Parcel Number

Primary APN	`D13-00412-0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,941 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,941 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,507 sqft (0.356 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	112 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 SCOTT CT
City	GERMANTOWN
State	OH
Zip	45327-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1728 RON HEIGHTS SEC 8
Legal Subdivision	RON HEIGHTS
Legal Lot Number	1728
Jurisdiction	MONTGOMERY OH
Township / Civil Division	GERMAN
Census Block Group	4
Census Block	4007
Census Tract	165000

Owner

18 Scott Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Montgomery County records, as of May 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 SCOTT CT, GERMANTOWN, OH 45327-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 2, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Jun 13, 2013 · Amount on File
Deed Document Number	202141916
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 3, 2026
Property Address	18 SCOTT CT, GERMANTOWN, OH 45327-1619
Document Number	0000020562
Instrument Date	Mar 7, 2026
Instrument	202620562
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SCOTT CT, GERMANTOWN, OH 45327-1619

Mortgage

Document Number	0000020562,
Date	Apr 3, 2026
Instrument	202620562

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 2, 2021
Property Address	18 SCOTT CT, GERMANTOWN, OH 45327-1619
Document Number	0000041916
Map Reference	DOC 2013-00041488
Instrument Date	Apr 23, 2021
Instrument	2021-00041916
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	18 SCOTT CT, GERMANTOWN, OH 45327-1619

Mortgage

Document Number	0000041917
Date	Jun 2, 2021
Instrument	2021-00041917

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	18 SCOTT CT, GERMANTOWN, OH 45327-1619
Document Number	0000059411
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SCOTT CT GERMANTOWN OH 453271619, GERMANTOWN, OH 45327-1619

Mortgage

Document Number	0000059411
Date	Oct 5, 2020
Instrument	59411

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Oct 4, 2043

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	18 SCOTT CT, GERMANTOWN, OH 45327-1619
Document Number	0000069784
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 SCOTT CT GERMANTOWN OH 453271619, GERMANTOWN, OH 45327-1619

Mortgage

Document Number	0000069784
Date	Nov 22, 2017
Instrument	69784

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 21, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	German Township
Municipality	Germantown City
Unified School District	Valley View Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,800 Land $18,150 Building $87,650	$302,300 Land $51,870 Building $250,430
2024	$5,434.00 (+1.72%)
2023	$5,342.00 (+123.05%)	$105,800 (+33%) Land $18,150 Building $87,650	$302,300 Land $51,870 Building $250,430
2022	$2,395.00	$79,550 Land $13,650 Building $65,900
2020			$227,290 Land $39,000 Building $188,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Scott Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Scott Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN CITY PWS serves 5,547 people · EPA ID OH5701012
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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