Washington County and Lubec Town property record for 18 School St, Lubec, ME 04652
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,000 (Jun 2025) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LUBE M:015 L:170 |
| Primary APN | LUBE M:015 L:170 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 3,920 sqft (0.09 acres) |
| Account Number | 979 |
|---|---|
| Street Address | 18 SCHOOL ST |
| City | LUBEC |
| State | ME |
| Zip | 04652-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 170 |
| Jurisdiction | LUBEC ME |
| Township / Civil Division | LUBEC |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 955800 |
Source: Washington County and Lubec Town records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 SCHOOL ST, LUBEC, ME 04652-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Mar 20, 2023 | Other, Transfer |
| Nov 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on Record |
| Deed Sale | Jun 9, 2025 · Amount on Record |
| Prior Sale | Mar 20, 2023 |
| Deed Document Number | 20254215 |
| Deed Book / Page | 5199 / 148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBEC ME |
| Recording Date | May 22, 2026 |
| Property Address | 18 SCHOOL ST, LUBEC, ME 04652-1123 |
| Document Number | 0052910110 |
| Book / Page | 5291 / 110 |
| Instrument Date | May 21, 2026 |
| Instrument | 20263625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18 SCHOOL ST, LUBEC, ME 04652-1123 |
| Document Number | 0000003625, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 5291/110 |
| Instrument | 20263625 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Other |
|---|---|
| Jurisdiction | LUBEC ME |
| Recording Date | Mar 20, 2023 |
| Property Address | 18 SCHOOL ST, LUBEC, ME 04652-1123 |
| Document Number | 0049960248 |
| Book / Page | 4996 / 248 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 1954 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 SCHOOL ST, LUBEC, ME 04652-1123 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBEC ME |
| Property Address | 18 SCHOOL ST, LUBEC, ME 04652-1123 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048520021 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 4852/21 |
| Instrument | 11894 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Washington County and Lubec Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Washington County |
| County Subdivision | Lubec Town |
| Unified School District | School Administrative District 19 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,464.00 (+6.3%) | $122,000 (-) Land $35,000 Building $87,000 |
| 2024 | $2,318.00 (+23.36%) | $122,000 (%) Land $35,000 Building $87,000 |
| 2023 | $1,879.00 (+26.87%) | $122,005 (+99.5%) Land $35,049 Building $86,956 |
| 2022 | $1,481.00 | $61,155 Land $19,961 Building $41,194 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2020) |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBEC WATER DISTRICT serves 1,775 people · EPA ID ME0090900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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