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18 Saunders St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 18 Saunders St, Salem, MA 01970

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,288 sqft · built 2010
Lot Size0.354 acres (15,438 sqft)
OwnerIndividual Name on File
Last Sale$343,000 (Sep 2011)
Tax Bill$9,907 (2026)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNSALE M:36 L:0509

Property Details

APN / Parcel Number

Primary APNSALE M:36 L:0509

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,288 sqft Living Area
Gross Area6,361 sqft
Basement Area2,129 sqft
Unfinished Basement2,129 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,438 sqft (0.354 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address18 SAUNDERS ST
CitySALEM
StateMA
Zip01970-3955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number509
JurisdictionSALEM MA
Township / Civil DivisionSALEM
Census Block Group1
Census Block1026
Census Tract204500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bridge Street Neck Historic District
listed 2002 · 383 contributing resources · NRIS 02000790

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

18 Saunders St is owned and occupied by an individual who bought it in September 2011.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address18 SAUNDERS ST, SALEM, MA 01970-3955
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2011 · Amount on File
Deed SaleSep 27, 2011 · Amount on File
Prior SaleDec 31, 2010 · Amount on File
Deed Book / Page30688 / 370
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM MA
Property Address18 SAUNDERS ST, SALEM, MA 01970-3955
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38030-227
DateNov 15, 2019
Book Page38030/227
Instrument20191115003120
Lender
NameRTN FEDERAL CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 18 Saunders St was $9,907, up 2.4% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalitySalem City
Unified School DistrictSalem School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,907.00 (+2.43%)$919,000 (+7.75%) Land $242,500 Building $676,500$833,648 (+13.64%)
2025$9,672.00 (-0.78%)$852,900 (+1.67%) Land $214,000 Building $638,900$733,590
2024$9,748.00 (+8.82%)$838,900 (+17.15%) Land $202,700 Building $636,200
2023$8,958.00$716,100 Land $187,700 Building $528,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Saunders St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies48 units insured
incl. 5 condo units
Nearby Flood Claims21 (1982–2024)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Saunders St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALEM WATER DEPARTMENT
serves 44,480 people · EPA ID MA3258000
Water SourcePurchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State InspectionDec 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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