18 Sandie Ln, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 18 Sandie Ln, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,760 sqft · built 1991
Lot Size	0.266 acres (11,578 sqft)
Owner	2 Individual Names on File
Last Sale	$794,000 (Jun 2013)
Tax Bill	$10,228 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0043 B:012C L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0043 B:012C L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,760 sqft Living Area
Gross Area	5,102 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	11,578 sqft (0.266 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	18 SANDIE LN
City	MARBLEHEAD
State	MA
Zip	01945-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	12C
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4017
Census Tract	203100

Owner

18 Sandie Ln is owned and occupied by two individuals who bought it in June 2013.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 SANDIE LN, MARBLEHEAD, MA 01945-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2013 · Amount on File
Deed Sale	Jun 17, 2013 · Amount on File
Prior Sale	Mar 18, 1998 · Amount on File
Deed Book / Page	32569 / 167
Transfer Doc	032569-167
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	18 SANDIE LN, MARBLEHEAD, MA 01945-2021
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042645-217
Date	Apr 3, 2025
Book Page	42645/217
Instrument	20250403000570

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	18 SANDIE LN, MARBLEHEAD, MA 01945-2021
Document Number	37489-416
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SANDIE LN MARBLEHEAD MA 019452021, MARBLEHEAD, MA 01945-2021

Mortgage

Document Number	37489-416
Date	May 6, 2019
Book Page	037489/000416
Instrument	6001110

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 5, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 18 Sandie Ln was $10,228, down 2.4% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,228.00 (-2.37%)	$1,194,900 (+3.22%) Land $621,100 Building $573,800	$1,349,063 (+6.45%)
2025	$10,476.00 (+1.31%)	$1,157,600 (+0.3%) Land $621,100 Building $536,500	$1,267,300
2024	$10,341.00 (+6.21%)	$1,154,100 (+18.54%) Land $634,900 Building $519,200
2023	$9,736.00	$973,600 Land $559,000 Building $414,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Sandie Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Sandie Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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