18 Saint Cronan Ct, Cary, IL 60013 Property Records

McHenry County property record for 18 Saint Cronan Ct, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,688 sqft · built 1992
Lot Size	0.4 acres (17,428 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Jan 2010)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-227-049`

Property Details

APN / Parcel Number

Primary APN	`19-12-227-049`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,688 sqft
Gross Area	3,828 sqft
1st Floor Area	1,170 sqft
2nd Floor Area	1,518 sqft

Exterior

Year Built	Built 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,428 sqft (0.4 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	18 SAINT CRONAN CT
City	CARY
State	IL
Zip	60013-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0062997 LT 140 BRITTANY WOODS UNIT 3
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	BRITTANY WOODS 03
Legal Block	227
Legal Lot Number	140
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1029
Census Tract	871305

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	18 SAINT CRONAN CT, CARY, IL 60013-3415
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Nov 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 22, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Oct 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jan 25, 2010 · Amount on Record
Deed Sale	Jan 25, 2010 · Amount on Record
Prior Sale	Nov 22, 2021
Deed Document Number	0000004309
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	18 SAINT CRONAN CT, CARY, IL 60013-3415
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031292
Date	Sep 7, 2022
Instrument	2022R0031292

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Nov 22, 2021
Property Address	18 SAINT CRONAN CT, CARY, IL 60013-3415
Document Number	0000062995
Map Reference	DOC 91R10125
Instrument Date	Aug 24, 2021
Instrument	2021R0062995
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SAINT CRONAN CT, CARY, IL 60013-3415

Mortgage

Document Number	0000062996
Date	Nov 22, 2021
Instrument	2021R0062996

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Nov 22, 2021
Property Address	18 SAINT CRONAN CT, CARY, IL 60013-3415
Document Number	0000062997
Map Reference	DOC 90R020941
Instrument Date	Aug 24, 2021
Instrument	2021R0062997
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18 SAINT CRONAN CT, CARY, IL 60013-3415

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	18 SAINT CRONAN CT, CARY, IL 60013-3415
Document Number	0000031267
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18 SAINT CRONAN CT CARY IL 600133415, CARY, IL 60013-3415

Mortgage

Document Number	0000031267
Date	Aug 12, 2020
Instrument	31267

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2040

Interest

Rate Type	Fixed Rate
Rate	2.62%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 18, 2017
Property Address	18 SAINT CRONAN CT, CARY, IL 60013-3415
Document Number	0000038734
Instrument Date	Sep 20, 2017
Instrument	38734
Transaction Type	Transfer
Record Updated	Jan 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18 SAINT CRONAN CT CARY IL 600133415, CARY, IL 60013-3415

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$135,695 Land $31,885 Building $103,810	$407,085 Land $95,655 Building $311,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	51 (1979–2017)
Claims Outside the SFHA	8 of 51
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms & Flooding, Jun 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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