Warren County and Frelinghuysen Township property record for 18 Saddle Ridge Rd, Andover, NJ 07821
| Property Type | Single Family Home |
|---|---|
| Details | 2,628 sqft · built 1996 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Aug 1996) |
| Tax Bill | $12,058 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01401-0000-00001-33 |
| Primary APN | 06-01401-0000-00001-33 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,628 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 87,120 sqft |
| Account Number | 00013352 |
|---|---|
| Street Address | 18 SADDLE RIDGE RD |
| City | ANDOVER |
| State | NJ |
| Zip | 07821-5523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-6 |
| Legal Block | 1401 |
| Legal Lot Number | 1.33 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | FRELINGHUYSEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 31102 |
18 Saddle Ridge Rd is owned and occupied by two individuals who bought it in August 1996.
Source: Warren County and Frelinghuysen Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 SADDLE RIDGE RD, ANDOVER, NJ 07821-5523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 1996 · Amount on File |
| Deed Sale | Aug 12, 1996 · Amount on File |
| Deed Document Number | 199671690 |
| Deed Book / Page | 1481 / 281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 18 SADDLE RIDGE RD, ANDOVER, NJ 07821-5523 |
| Document Number | 0000475500 |
| Book / Page | 006447 / 000289 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 SADDLE RIDGE RD ANDOVER NJ 078215523, ANDOVER, NJ 07821-5523 |
| Document Number | 0000475500 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 006447/000289 |
| Instrument | 475500 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18 Saddle Ridge Rd was $12,058, up % from the year before.
Source: Warren County and Frelinghuysen Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Frelinghuysen Township |
| Elementary School District | Frelinghuysen Township School District (KG - 06) |
| Secondary School District | North Warren Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,900 (-) Land $89,000 Building $332,900 | $421,900 (-) Land $89,000 Building $332,900 | |
| 2025 | $12,058.00 (+0.01%) | $421,900 Land $89,000 Building $332,900 | $421,900 Land $89,000 Building $332,900 |
| 2024 | $12,057.00 | ||
| 2023 | $421,900 Land $89,000 Building $332,900 | $421,900 Land $89,000 Building $332,900 | |
| 2022 | $10,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2011–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Saddle Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
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