18 S Spring St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 18 S Spring St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,016 sqft · built 1820
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,808 (2025)
Deeds & Mortgages	Apr 2022 Refinance Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:7414Z B:8`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:7414Z B:8`
Alternative APN	`M:32 B:6 L:11`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,016 sqft Living Area
Gross Area	6,345 sqft
1st Floor Area	1,598 sqft
Attic	Attic
Attic Area	1,418 sqft
Basement Area	1,418 sqft
Unfinished Basement	1,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	18 S SPRING ST
City	CONCORD
State	NH
Zip	03301-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Block	8
Legal Lot Number	11
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3016
Census Tract	32100

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 S SPRING ST, CONCORD, NH 03301-2449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK COUNTY SAVINGS BANK
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	18 S SPRING ST, CONCORD, NH 03301-2449
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007259
Date	Apr 13, 2022
Book Page	3788/1215
Instrument	202200007259

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	18 S SPRING ST, CONCORD, NH 03301-2449
Document Number	0036512549
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 S SPRING ST CONCORD NH 033012449, CONCORD, NH 03301-2449

Mortgage

Document Number	0036512549
Date	Oct 22, 2019
Book Page	003651/002549
Instrument	19718

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,808.00 (-2.7%)	$440,000 (-7.45%) Land $109,900 Building $330,100
2024	$13,164.00 (+3.09%)	$475,400 (-) Land $109,900 Building $365,500
2023	$12,769.00 (+3.75%)	$475,400 (-) Land $109,900 Building $365,500	$629,565
2022	$12,308.00	$475,400 Land $109,900 Building $365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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