18 S Prospect Ave, Avon Park, FL 33825 Property Records

Highlands County property record for 18 S Prospect Ave, Avon Park, FL 33825

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,236 sqft · built 1925
Lot Size	0.152 acres (6,644 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Mar 2018)
Tax Bill	$980 (2024)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A-22-33-28-010-00C0-0090`

Property Details

APN / Parcel Number

Primary APN	`A-22-33-28-010-00C0-0090`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Exterior Material	Aluminum Siding
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,644 sqft (0.152 acres)
Lot Dimensions	102 ft deep x 65 ft wide
Porch	Enclosed Porch
Porch Area	292 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection
Heating Fuel	Gas

Location & Zoning

Street Address	18 S PROSPECT AVE
City	AVON PARK
State	FL
Zip	33825-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C4
Legal Description	TOWN OF AVON PARK 22-33-28 LOT 9 + S 15 FT OF LOT 8 BLK C
Legal Range	28E
Legal Township	33S
Legal Section	22
Legal Subdivision	TOWN OF AVON PARK SEC 22
Legal Block	C
Legal Lot Number	9
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	4
Census Block	4003
Census Tract	960300

Owner

18 S Prospect Ave is owned and occupied by an individual who acquired it in August 2018.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	18 S PROSPECT AVE, AVON PARK, FL 33825-3635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Quit Claim Deed, Transfer · Conventional with PMI MIGUEL GARCIGA
Aug 3, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2018	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Document Number	0001889047
Deed Book / Page	002626 / 001275
Last Transfer Date	Aug 3, 2018
Transfer Doc	0001906549
Record Updated	Jun 8, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 9, 2018
Property Address	18 S PROSPECT AVE, AVON PARK, FL 33825-3635
Document Number	0001903272
Book / Page	002644 / 001844
Instrument Date	Jul 7, 2018
Instrument	1903272
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 S PROSPECT AVE AVON PARK FL 338253635, AVON PARK, FL 33825-3635

Mortgage

Document Number	1903273
Date	Jul 9, 2018
Book Page	002644/001845
Instrument	1903273

Lender

Name	MIGUEL GARCIGA
Address	500 ESPLANADE DR, MIAMI SPRINGS, FL 33166-5106
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	156 Months
Due	Jul 8, 2031

Interest

Rate Type	Fixed Rate
Rate	10%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 3, 2018
Property Address	18 S PROSPECT AVE, AVON PARK, FL 33825-3635
Document Number	0001906549
Book / Page	002649 / 000866
Instrument Date	Jul 7, 2018
Instrument	1906549
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 S PROSPECT AVE AVON PARK FL 338253635, AVON PARK, FL 33825-3635

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 19, 2018
Property Address	18 S PROSPECT AVE, AVON PARK, FL 33825-3635
Document Number	0001889047
Book / Page	002626 / 001275
Instrument Date	Mar 7, 2018
Instrument	1889047
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	SOUTH RIDGE ABSTRACT AND TITLE

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ESPLANADE DR MIAMI SPRINGS FL 331665106, MIAMI SPRINGS, FL 33166-5106

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Avon Park City
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,368 Land $5,785 Building $77,583	$83,368 Land $5,785 Building $77,583
2024	$980.00 (-5.95%)
2023	$1,042.00 (+9.45%)	$55,331 (+14.97%) Land $5,785 Building $49,546	$55,331 (+14.97%) Land $5,785 Building $49,546
2022	$952.00	$48,127 Land $5,785 Building $42,342	$48,127 Land $5,785 Building $42,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 S Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 S Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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