18 S Main St, Monroe, OH 45050 Property Records

Butler County property record for 18 S Main St, Monroe, OH 45050

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 2 ba · 8,894 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$336,000 (Jan 2014)
Tax Bill	$5,224 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C1800-008-220-003`

Property Details

APN / Parcel Number

Primary APN	`C1800-008-220-003`
Alternative APNs	`2200100` `456286` `460042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	5 Units
Stories	1 Story
Building Area	8,894 sqft Gross Area
1st Floor Area	3,732 sqft
Basement Area	3,482 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,712 sqft (0.2 acres)
Terrain	Rolling
View / Lot	Central Business
Garage Type	Carport
Garage Area	250 sqft
Carport	Carport
Carport Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Patio Area	401 sqft
Balcony Area	401 sqft
Shed	1 Shed
Shed Area	500 sqft
Canopy	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 S MAIN ST
City	OXFORD
State	OH
Zip	45056-1760
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	48 ENT & N 1/2 VAC ALLEY
Legal Subdivision	MONROE
Legal Block	2
Legal Lot Number	48
Jurisdiction	BUTLER OH
Township / Civil Division	LEMON
Census Block Group	2
Census Block	2000
Census Tract	11200

Owner

18 S Main St, a commercial property, is owned by a company that bought it in January 2014.

Source: Butler County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1020 GOLFVIEW RD, MIDDLETOWN, OH 45042-3460
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2014 · Amount on File
Deed Sale	Jan 2, 2014 · Amount on File
Prior Sale	Jan 2, 2014 · Amount on File
Deed Document Number	201490
Deed Book / Page	8660 / 200
Prior Transfer Date	Dec 16, 1998
Prior Transfer Doc	0000097358
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	18 S MAIN ST, MONROE, OH 45050-1354
Document Number	0000043120
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 GOLFVIEW RD MIDDLETOWN OH 450423460, MIDDLETOWN, OH 45042-3460

Mortgage

Document Number	0000043120
Date	Nov 7, 2018
Book Page	009228/000514
Instrument	43120

Lender

Name	LCNB NAT'L BK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18 S Main St was $5,224.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Lemon Township
Municipality	Monroe City
Unified School District	Monroe Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,224.00	$92,290 Land $10,980 Building $81,310	$263,660 Land $31,360 Building $232,300
2023	$5,160.00	$92,290 Land $10,980 Building $81,310	$263,660 Land $31,360 Building $232,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 15,600 people · EPA ID OH0902012
Water Source	Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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