18 Rustic Ter, Portland, CT 06480 Property Records

Portland Town property record for 18 Rustic Ter, Portland, CT 06480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,420 sqft · built 1991
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Nov 2024)
Tax Bill	$11,075 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111 0014-4`

Property Details

APN / Parcel Number

Primary APN	`111 0014-4`
Alternative APNs	`PORT M:111 B:0014 L:4` `396300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,420 sqft Living Area
1st Floor Area	1,676 sqft
Basement Area	476 sqft
Unfinished Basement	476 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	396300
Street Address	18 RUSTIC TER
City	PORTLAND
State	CT
Zip	06480-1076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Block	14
Legal Lot Number	4
Jurisdiction	PORTLAND CT
Township / Civil Division	PORTLAND
Census Block Group	3
Census Block	3007
Census Tract	560100

Owner

Source: Portland Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 RUSTIC TER, PORTLAND, CT 06480-1076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Quit Claim Deed, Transfer · Line of Credit NBKC BANK
Nov 18, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage KIND LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	May 26, 2009 · Amount on Record
Deed Book / Page	1117 / 337
Last Transfer Date	Jan 16, 2026
Transfer Doc	01129-1174
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PORTLAND CT
Recording Date	May 12, 2026
Property Address	18 RUSTIC TER, PORTLAND, CT 06480-1076
Document Number	01129-1174
Book / Page	1129 / 1174
Instrument Date	Jan 16, 2026
Instrument	2026470
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 RUSTIC TER, PORTLAND, CT 06480-1076

Mortgage

Date	May 12, 2026

Lender

Name	NBKC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTLAND CT
Recording Date	Nov 18, 2024
Property Address	18 RUSTIC TER, PORTLAND, CT 06480-1076
Document Number	001117-337
Book / Page	1117 / 337
Instrument Date	Nov 15, 2024
Instrument	2043
Transaction Type	Transfer
Record Updated	Dec 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 RUSTIC TER, PORTLAND, CT 06480-1076

Mortgage

Document Number	0000002044
Date	Nov 18, 2024
Instrument	2044

Lender

Name	KIND LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Portland Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Portland Town
Unified School District	Portland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,075.00	$313,740 (-) Land $63,140 Building $250,600	$219,618 Land $44,198 Building $175,420
2024	$11,075.00 (+2.92%)	$313,740 (-) Land $63,140 Building $250,600
2023	$10,761.00	$313,740 Land $63,140 Building $250,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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