Bergen County and Waldwick Borough property record for 18 Rustic Dr, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1962 |
| Square Footage | 1,993 sqft Living Area |
| Lot Size | 16,501 sqft (0.379 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,000 (2017) |
| Tax Bill | $17,380.00 (2025) |
| Primary APN | 64-00073-07-00031 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,993 sqft Living Area |
|---|---|
| 1st Floor | 1,993 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 16,501 sqft (0.379 acres) |
| Depth X Width | 150 ft x 110 ft Depth x Width |
| Old Parcel Number | 6400073G00031 |
|---|---|
| Street Address | 18 RUSTIC DR |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2417 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 110X150 6.5LT |
| Legal Subdivision | RUSTIC MANOR SEC 1 |
| Legal Block | 73.7 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00073-07-00031
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 RUSTIC DR, WALDWICK, NJ 07463-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2022 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| May 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Sep 07, 2017 | Grant Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2017 · Amount on Record |
| Deed Sale | Sep 07, 2017 · Amount on Record |
| Prior Sale | May 09, 2005 · Amount on Record |
| Deed Doc Number | 201766684 |
| Deed Book / Page | 2714 / 1937 |
| Prior Transfer Date | Apr 14, 2014 |
| Prior Transfer Doc | 0016531950 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 RUSTIC DR, WALDWICK, NJ 07463-2417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046710302 |
|---|---|
| Date | May 03, 2022 |
| Book Page | 4671/302 |
| Instrument | 2022047718 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 RUSTIC DR, WALDWICK, NJ 07463-2417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046710292 |
|---|---|
| Date | May 03, 2022 |
| Book Page | 4671/292 |
| Instrument | 2022047717 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 07, 2017 |
| Property Address | 18 RUSTIC DR, WALDWICK, NJ 07463-2417 |
| Document Number | 0027141937 |
| Book / Page | 002714 / 001937 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 18 RUSTIC DR WALDWICK NJ 074632417, WALDWICK, NJ 07463-2417 |
| Document Number | 27141943 |
|---|---|
| Date | Sep 07, 2017 |
| Book Page | 002714/001943 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 06, 2047 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $918,900 (+21.34%) Land $360,600 Building $558,300 | $918,900 (+21.34%) Land $360,600 Building $558,300 | |
| 2025 | $17,380.00 (+3.66%) | $757,300 (+50.32%) Land $360,600 Building $396,700 | $757,300 (+50.32%) Land $360,600 Building $396,700 |
| 2024 | $16,767.00 (+16.86%) | ||
| 2023 | $503,800 Land $322,000 Building $181,800 | $503,800 Land $322,000 Building $181,800 | |
| 2022 | $14,348.00 |
18 Rustic Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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