St. Charles County property record for 18 Royalltrail Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,480 sqft · built 1995 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $251,000 (Oct 2020) |
| Tax Bill | $3,561 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952000415 |
| Primary APN | A952000415 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A952000415 |
|---|---|
| Old Parcel Number | A952000415 |
| Street Address | 18 ROYALLTRAIL CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROYALLSPRINGS #4 LOT 97 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | ROYALLSPRINGS #4 |
| Legal Lot Number | 97 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311732 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 1, 2020 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Aug 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on Record |
| Deed Sale | Oct 1, 2020 · Amount on Record |
| Prior Sale | Aug 8, 2018 · Amount on Record |
| Deed Document Number | 0202073751 |
| Deed Book / Page | 2020 / 73751 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 18 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000621770 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 7174/1016 |
| Instrument | 20191101000621770 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 1, 2020 |
| Property Address | 18 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000073751 |
| Map Reference | MB 31 PG 396 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020R-073751 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13603 BILARWOOD RD, 13603, JOPLIN, MO 64804 |
| Name | Verified Name |
|---|---|
| Address | 18 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000073752 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020R-073752 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 8, 2018 |
| Property Address | 18 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0069601062 |
| Book / Page | 6960 / 1062 |
| Map Reference | MB 31 PG 396 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 20180808000453050 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 WITTEN CT, 14, SAINT CHARLES, MO 63301-0387 |
| Name | Verified Name |
|---|---|
| Address | 18 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000000000 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 20180808000453060 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,561.00 | $55,361 (-0.29%) | $291,372 (-0.29%) |
| 2023 | $55,524 | ||
| 2022 | $292,232 Land $50,000 Building $242,232 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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