18 Ross St, Bristol, TN 37620 Property Records

Sullivan County property record for 18 Ross St, Bristol, TN 37620

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,189 sqft · built 1977
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$31,593 (Mar 2012)
Tax Bill	$1,108 (2022)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`082053H C 00900`

Property Details

APN / Parcel Number

Primary APN	`082053H C 00900`
Alternative APN	`053H C 00900`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	201 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	203 sqft
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	18 ROSS ST
City	BRISTOL
State	TN
Zip	37620-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: A30
Legal Subdivision	HILLCREST ADD
Legal Lot Number	10
Jurisdiction	SULLIVAN TN
Township / Civil Division	2
Census Block Group	1
Census Block	1028
Census Tract	42600

Owner

18 Ross St is owned and occupied by two individuals who acquired it in August 2019.

Source: Sullivan County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 ROSS ST, BRISTOL, TN 37620-6510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK & TRUST CO
Aug 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2012 · Amount on File
Deed Sale	Mar 28, 2012 · Amount on File
Prior Sale	Jun 12, 1991 · Amount on File
Deed Document Number	20125593
Deed Book / Page	3028 / 703
Last Transfer Date	Aug 28, 2019
Transfer Doc	0033480041
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	18 ROSS ST, BRISTOL, TN 37620-6510
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3437318
Date	Mar 31, 2021
Book Page	3437/318
Instrument	21007183

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	BRISTOL, VA 24202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2024
Change Frequency	3 Years
Min Rate At Change	4%
Max Rate At Change	6.25%
Index	3-Year CMT
Max Rate	11.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	18 ROSS ST, BRISTOL, TN 37620-6510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33642053
Date	Jan 3, 2020
Book Page	3364/2053
Instrument	20000228

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	ABINGDON, VA 24212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	82 Months
Due	Nov 27, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN TN
Recording Date	Aug 30, 2019
Property Address	18 ROSS ST, BRISTOL, TN 37620-6510
Document Number	334841
Book / Page	003348 / 000041
Instrument Date	Aug 28, 2019
Instrument	19016036
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ROSS ST BRISTOL TN 376206510, BRISTOL, TN 37620-6510

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Bristol City
County	Sullivan County
Unified School District	Bristol City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,350 Land $5,400 Building $39,950	$181,400 Land $21,600 Building $159,800
2023		$25,225 (-) Land $2,500 Building $22,725
2022	$1,108.00	$25,225 Land $2,500 Building $22,725
2021			$100,900 Land $10,000 Building $90,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Ross St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Ross St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL DEPT OF UTILITIES serves 37,648 people · EPA ID TN0000073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ross St

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