18 Rosemont Ave, Reading, PA 19607 Property Records

Berks County property record for 18 Rosemont Ave, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1948
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2025)
Tax Bill	$1,563 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4395-05-18-5702`

Property Details

APN / Parcel Number

Primary APN	`4395-05-18-5702`
Alternative APNs	`39-4395-05-18-5702` `39203010` `203010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39203010
Street Address	18 ROSEMONT AVE
City	READING
State	PA
Zip	19607-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MONTROSE
Legal Block	18
Legal Lot Number	96-99
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	1
Census Block	1049
Census Tract	11602

Owner

18 Rosemont Ave is owned and occupied by an individual who bought it in December 2025.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	18 ROSEMONT AVE, READING, PA 19607-1046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Jun 6, 2016 · Amount on File
Deed Document Number	202538312
Prior Transfer Date	Mar 6, 2009
Prior Transfer Doc	0000011015
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 5, 2025
Property Address	18 ROSEMONT AVE, READING, PA 19607-1046
Document Number	0000038312
Map Reference	VOL 2 PG 55
Instrument Date	Dec 4, 2025
Instrument	2025038312
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ROSEMONT AVE, READING, PA 19607-1046

Mortgage

Document Number	0000038313
Date	Dec 5, 2025
Instrument	2025038313

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 18 Rosemont Ave was $1,563, up 11.3% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,563.00 (+11.32%)	$78,700 (-) Land $35,400 Building $43,300	$35,400 Land $35,400
2025	$1,404.00 (+12.14%)	$78,700 (-) Land $35,400 Building $43,300
2024	$1,252.00 Homeowner's exemption	$78,700 Land $35,400 Building $43,300
1994			$78,700 Land $35,400 Building $43,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Rosemont Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Rosemont Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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