18 Rose Dr, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 18 Rose Dr, Kerhonkson, NY 12446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,061 sqft · built 2003
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on File
Tax Bill$6,020 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN100028.000

Property Details

APN / Parcel Number

Primary APN100028.000
Alternative APN
  • 514400 76.5-2-19.100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,061 sqft Living Area
1st Floor Area2,061 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area52,272 sqft (1.2 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number100028.000
Street Address18 ROSE DR
CityKERHONKSON
StateNY
Zip12446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
Legal Lot Number19.100
JurisdictionULSTER NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1004
Census Tract955002

Owner

18 Rose Dr is owned and occupied by an individual.

Source: Ulster County and Rochester Town records, as of April 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 171, KERHONKSON, NY 12446-0171
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Sep 27, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS AND TRADERS TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address18 ROSE DR, KERHONKSON, NY 12446
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002910
DateFeb 12, 2021
Book Page12320/200
Instrument2021-2910
Lender
NameM & T BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address18 ROSE DR, KERHONKSON, NY 12446
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013504
DateSep 27, 2018
Book Page0000011656/0000000334
Instrument000000013504
Lender
NameMANUFACTURERS AND TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Rose Dr was $6,020 with a homeowner's exemption.

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionRochester Town
Unified School DistrictRondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,020.00$230,000 Land $41,000 Building $189,000$433,962 Land $77,358 Building $356,604
2023$230,000 (-) Land $41,000 Building $189,000$365,079 (+14.29%) Land $65,079 Building $300,000
2022$230,000 Land $41,000 Building $189,000$319,444 Land $56,944 Building $262,500
2021$1,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Rose Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimApr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Rose Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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