Okanogan County property record for 18 Root Ln, Okanogan, WA 98840
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 2019 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Feb 2025) |
| Tax Bill | $3,610 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2022 Mortgage + 2 more |
| APN | 8865400100 |
| Primary APN | 8865400100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft |
| Lot Dimensions | 40 ft deep x 54 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 881073 |
|---|---|
| Street Address | 18 ROOT LN |
| City | OKANOGAN |
| State | WA |
| Zip | 98840-8003 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TAX 1 LOT 1 PETERSEN-BELL SHORT PLAT 2006-33 MH TITLE ELIM 10/14/19 (MH6844) - 54X40 2019 KIT WEST VIN# 219KID5870ABC |
| Legal Range | 26 |
| Legal Township | 33 |
| Legal Section | 04 |
| Legal Subdivision | PETERSEN-BELL |
| Legal Lot Number | 1 |
| Jurisdiction | OKANOGAN WA |
| Township / Civil Division | OKANOGAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970700 |
Source: Okanogan County records · APN 8865400100
Assessment roll updated May 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 ROOT LN, OKANOGAN, WA 98840-8003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU |
| Mar 12, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Feb 22, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2025 · Amount on Record |
| Deed Sale | Feb 20, 2025 · Amount on Record |
| Deed Document Number | 20253283175 |
| Prior Transfer Date | Oct 15, 2024 |
| Prior Transfer Doc | 0003281568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Property Address | 18 ROOT LN, OKANOGAN, WA 98840-8003 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | BAINES TITLE COMPANY, BAINES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003237044 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 3237044 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Property Address | 18 ROOT LN, OKANOGAN, WA 98840-8003 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | BAINES TITLE COMPANY, BAINES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003262611 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 3262611 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Recording Date | Mar 12, 2019 |
| Property Address | 18 ROOT LN, OKANOGAN, WA 98840-8003 |
| Document Number | 0003232598 |
| Map Reference | MB A-3 PG 279 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 3232598 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 811, OKANOGAN, WA 98840-0811 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Recording Date | Feb 22, 2019 |
| Property Address | 18 ROOT LN, OKANOGAN, WA 98840-8003 |
| Document Number | 0003232246 |
| Map Reference | MB A-3 PG 279 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 3232246 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 811, OKANOGAN, WA 98840-0811 |
Source: Okanogan County records · Assessment roll updated May 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Okanogan County |
| Unified School District | Okanogan School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,610.00 | $395,700 (-4.3%) Land $70,000 Building $325,700 | $395,700 (-4.3%) Land $70,000 Building $325,700 |
| 2023 | $413,500 (+15.41%) Land $73,100 Building $340,400 | $413,500 (+15.41%) Land $73,100 Building $340,400 | |
| 2022 | $358,300 Land $73,100 Building $285,200 | $358,300 Land $73,100 Building $285,200 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530479707001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 10 (1979–2011) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
| Wildfire Risk | High above 89% of the US · above 73% of Washington |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 25 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system WA5369650, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PROGRESSIVE FLAT WATER ASSN private · serves 335 people |
|---|---|
| Water Source | Purchased groundwater from CITY OF OKANOGAN WATER DEPARTMENT |
| Last State Inspection | May 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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