18 Rockside Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 18 Rockside Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,568 sqft · built 1983
Lot Size	0.254 acres (11,077 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Nov 2020)
Tax Bill	$2,137 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-089754`

Property Details

APN / Parcel Number

Primary APN	`03-089754`
Alternative APN	`089754`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,568 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,077 sqft (0.254 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	089754
Street Address	18 ROCKSIDE RD
City	BERLIN
State	MD
Zip	21811-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-08-042 11077 SQ FT ROCKSIDE RD PL OCEAN PINES SEC 8
Legal Subdivision	OCEAN PINES SEC 08
Legal Lot Number	42
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	2
Census Block	2007
Census Tract	950600

Owner

18 Rockside Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 ROCKSIDE RD, BERLIN, MD 21811-1858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Mar 17, 2015 · Amount on File
Deed Book / Page	7819 / 293
Prior Transfer Date	Mar 4, 2014
Prior Transfer Doc	0063810043
Record Updated	Oct 29, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 4, 2020
Property Address	18 ROCKSIDE RD, OCEAN PINES, MD 21811-1858
Document Number	0078190293
Book / Page	7819 / 293
Map Reference	MB FWH 12 FO 56
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 ROCKSIDE RD, OCEAN PINES, MD 21811-1858

Mortgage

Document Number	0007819300
Date	Nov 4, 2020
Instrument	7819/300

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 18 Rockside Rd was $2,137 with a homeowner's exemption, up 1.5% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,137.00 (+1.52%) Homeowner's exemption	$373,033	$393,800 Land $93,900 Building $299,900
2025	$2,105.00 Homeowner's exemption
2023	$2,017.00 Homeowner's exemption	$286,167	$331,500 Land $82,600 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Rockside Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	13 (1979–2017)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Rockside Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20