18 Rock St, Norwich, CT 06360 Property Records

Norwich City property record for 18 Rock St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 1890
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2023)
Tax Bill	$4,057 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:103 B:3 L:38`

Property Details

APN / Parcel Number

Primary APN	`NORW M:103 B:3 L:38`
Alternative APNs	`NWCH M:103 B:3 L:38` `0083390001` `83390001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area
Gross Area	2,294 sqft
1st Floor Area	902 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	83390001
Street Address	18 ROCK ST
City	NORWICH
State	CT
Zip	06360-5927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	3
Legal Lot Number	38
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2015
Census Tract	697000

Owner

18 Rock St is owned by an individual who bought it in February 2023.

Source: Norwich City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	339 W THAMES ST, NORWICH, CT 06360-6749
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CONNECTICUT HOUSING FINANCE AUTHORITY
Feb 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Nov 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Nov 9, 2018 · Amount on File
Deed Document Number	2023456
Deed Book / Page	3403 / 169
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	18 ROCK ST, NORWICH, CT 06360-5927
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003403-190
Date	Feb 1, 2023
Book Page	3403/190
Instrument	2023000459

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Feb 1, 2023
Property Address	18 ROCK ST, NORWICH, CT 06360-5927
Document Number	003403-169
Book / Page	3403 / 169
Instrument Date	Jan 31, 2023
Instrument	2023000456
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 W THAMES ST, NORWICH, CT 06360-6749

Mortgage

Document Number	2023000457
Date	Feb 1, 2023
Instrument	2023000457

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	003403-187
Date	Feb 1, 2023
Book Page	3403/187
Instrument	2023000458

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2033

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Nov 9, 2018
Property Address	18 ROCK ST, NORWICH, CT 06360-5927
Document Number	3096-263
Book / Page	003096 / 000263
Instrument Date	Nov 9, 2018
Instrument	4656
Transaction Type	Transfer
Record Updated	Nov 28, 2018

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 ENERGY LN NORWICH CT 06360, NORWICH, CT 06360

Tax Assessment & Valuation

The 2026 property tax bill for 18 Rock St was $4,057, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,057.00 (-15.62%)	$118,800 (-) Land $29,000 Building $89,800	$224,000 (+169.36%)
2025	$4,808.00	$118,800 Land $29,000 Building $89,800	$83,160 Land $20,300 Building $62,860
2024	$4,808.00 (+52.06%)
2023	$3,162.00 (+0.35%)	$65,000 (-) Land $14,400 Building $50,600
2022	$3,151.00	$65,000 Land $14,400 Building $50,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Rock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Rock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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