18 Rivercove Dr, Cromwell, CT 06416 Property Records

Cromwell Town property record for 18 Rivercove Dr, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,132 sqft · built 1979
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Nov 2020)
Tax Bill	$9,317 (2025)
Deeds & Mortgages	Feb 2022 Refinance Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-A15`

Property Details

APN / Parcel Number

Primary APN	`73-A15`
Alternative APNs	`CROM M:00478600` `M:73 B:52 L:A15` `478600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Gross Area	4,408 sqft
1st Floor Area	1,472 sqft
Basement Area	1,256 sqft
Unfinished Basement	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	478600
Street Address	18 RIVERCOVE DR
City	CROMWELL
State	CT
Zip	06416-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Subdivision	STERLING VILLAGE
Legal Block	52
Legal Lot Number	A15
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	4
Census Block	4022
Census Tract	570300

Owner

18 Rivercove Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 RIVERCOVE DR, CROMWELL, CT 06416-1518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
Nov 16, 2020	Executor's Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Deed Book / Page	1698 / 155
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	18 RIVERCOVE DR, CROMWELL, CT 06416-1518
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001759-26
Date	Feb 16, 2022
Book Page	1759/26
Instrument	404

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CROMWELL CT
Recording Date	Nov 16, 2020
Property Address	18 RIVERCOVE DR, CROMWELL, CT 06416-1518
Document Number	1698-155
Book / Page	1698 / 155
Instrument Date	Oct 21, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1698158
Date	Nov 16, 2020
Instrument	1698/158

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Rivercove Dr was $9,317.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,317.00	$302,610 Land $104,440 Building $198,170	$211,827 Land $73,108 Building $138,719
2024	$9,317.00 (+4.69%)
2023	$8,900.00 (+11.31%)	$302,610 (+26.15%) Land $104,440 Building $198,170
2022	$7,996.00	$239,890 Land $94,500 Building $145,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Rivercove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Rivercove Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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