18 Ritch Dr, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 18 Ritch Dr, Ridgefield, CT 06877 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,956 sqft · built 1954
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (May 2017)
Tax Bill	$11,713 (2025)
Deeds & Mortgages	Feb 2023 Refinance Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F110097`

Property Details

APN / Parcel Number

Primary APN	`F110097`
Alternative APN	`RIDG M:F11 B:0097`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
Basement Area	1,932 sqft
Unfinished Basement	1,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	F110097
Street Address	18 RITCH DR
City	RIDGEFIELD
State	CT
Zip	06877-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	97
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3009
Census Tract	245200

Owner

Source: Ridgefield Town records · APN F110097

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 RITCH DR, RIDGEFIELD, CT 06877-2816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Jan 12, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
May 09, 2017	Warranty Deed, Transfer UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2017 · Amount on Record
Deed Sale	May 09, 2017 · Amount on Record
Prior Sale	Nov 30, 2012 · Amount on Record
Deed Book / Page	1047 / 179
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	18 RITCH DR, RIDGEFIELD, CT 06877-2816
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001153-421
Date	Feb 09, 2023
Book Page	1153/421

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	18 RITCH DR, RIDGEFIELD, CT 06877-2816
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1110-441
Date	Jan 12, 2021
Book Page	1110/441

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	18 RITCH DR, RIDGEFIELD, CT 06877-2816
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1089-892
Date	Apr 28, 2020
Book Page	1089/892

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	May 09, 2017
Property Address	18 RITCH DR, RIDGEFIELD, CT 06877-2816
Document Number	1047-179
Book / Page	1047 / 179
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$78.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	10470181
Date	May 09, 2017
Instrument	01047/0181

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 09, 2047

Tax Assessment & Valuation

Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,713.00	$427,630 (-) Land $220,500 Building $207,130	$299,341 Land $154,350 Building $144,991
2024	$11,713.00 (+6.12%)
2023	$11,037.00 (-0.91%)	$427,630 (+9.15%) Land $220,500 Building $207,130
2022	$11,138.00	$391,770 Land $173,250 Building $218,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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