18 Riptide Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 18 Riptide Rd, Narragansett, RI 02882 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,401 sqft · built 1993
Lot Size	0.151 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jan 2013)
Tax Bill	$9,289 (2025)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`NARR M:R-2 B:80`

Property Details

APN / Parcel Number

Primary APN	`NARR M:R-2 B:80`
Alternative APNs	`M:R=2 B:80` `2280465`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	2,401 sqft Living Area
Gross Area	4,330 sqft Gross Area
Basement Area	728 sqft Basement
Unfinished Basement	728 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2002
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,599 sqft (0.151 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2280465
Street Address	18 RIPTIDE RD
City	NARRAGANSETT
State	RI
Zip	02882-5620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	80
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3046
Census Tract	51504

Owner

Source: Narragansett Town records · APN NARR M:R-2 B:80

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 COPLEY CIR, ENFIELD, CT 06082-4164
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2013 · Amount on Record
Deed Sale	Jan 31, 2013 · Amount on Record
Deed Book / Page	814 / 220
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	18 RIPTIDE RD, NARRAGANSETT, RI 02882-5620
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000968-219
Date	Jan 13, 2021
Book Page	968/219
Instrument	2021000154

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Feb 01, 2035

Tax Assessment & Valuation

Source: Narragansett Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,289.00 (+8.52%)	$1,368,000 (+48.79%) Land $373,400 Building $994,600
2023	$8,560.00 (+3.44%)	$919,400 (-) Land $240,900 Building $678,500
2022	$8,275.00	$919,400 Land $240,900 Building $678,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.