18 Ripples Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 18 Ripples Rd, Mount Desert, ME 04660

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1 bd · 1 ba · 1,330 sqft · built 2010
Lot Size	4.68 acres (203,861 sqft)
Owner	2 Individual Names on File
Last Sale	$1,001 (Feb 2007)
Tax Bill	$9,078 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:009 L:010=009`

Property Details

APN / Parcel Number

Primary APN	`M:009 L:010=009`
Alternative APNs	`MTDS M:009 L:010-009` `702`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	3,559 sqft
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	203,861 sqft (4.68 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	702
Street Address	18 RIPPLES RD
City	MOUNT DESERT
State	ME
Zip	04660-6121
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RW2
Legal Subdivision	LONG POND VISTA 2 REVISION 2
Legal Lot Number	10-9
Jurisdiction	MOUNT DESERT ME
Township / Civil Division	MOUNT DESERT
Census Block Group	1
Census Block	1055
Census Tract	966000

Owner

18 Ripples Rd, a residential property, is owned by two individuals who bought it in February 2007.

Source: Hancock County and Mount Desert Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4436 16TH ST N, ARLINGTON, VA 22207-2130
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) 1ST NATIONAL BANK
Nov 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2007 · Amount on File
Deed Sale	Feb 22, 2007 · Amount on File
Deed Book / Page	4702 / 271
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	18 RIPPLES RD, MOUNT DESERT, ME 04660-6121
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072700959
Date	Jun 6, 2023
Book Page	7270/959
Instrument	2023005712

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	18 RIPPLES RD, MOUNT DESERT, ME 04660-6121
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070690554
Date	Nov 5, 2020
Book Page	7069/554
Instrument	2020037273

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18 Ripples Rd was $9,078, up 3.1% from the year before.

Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,078.00 (+3.14%)	$1,147,600 (+21.25%) Land $319,900 Building $827,700
2024	$8,802.00 (+35.1%)	$946,500 (+26.69%) Land $266,600 Building $679,900
2023	$6,515.00 (+8.46%)	$747,100 (-) Land $221,300 Building $525,800
2022	$6,007.00	$747,100 Land $221,300 Building $525,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Ripples Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Ripples Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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