18 Riding Ridge Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 18 Riding Ridge Rd, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,640 sqft · built 1997
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Aug 2020)
Tax Bill	$18,939 (2026)
Deeds & Mortgages	Oct 2023 Refinance Mar 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06706237`

Property Details

APN / Parcel Number

Primary APN	`06706237`
Alternative APNs	`MNRO M:067 B:062 L:37` `MONR M:067 B:062 L:37` `6706237`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,640 sqft Living Area
Gross Area	8,866 sqft
1st Floor Area	3,772 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6706237
Street Address	18 RIDING RIDGE RD
City	MONROE
State	CT
Zip	06468-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF2
Legal Block	62
Legal Lot Number	37
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1013
Census Tract	100100

Owner

18 Riding Ridge Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Monroe Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 RIDING RIDGE RD, MONROE, CT 06468-4200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Aug 18, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 6, 2018	Warranty Deed, Transfer WELLS FARGO BANK NA
Jul 14, 2017	Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Nov 6, 2018 · Amount on File
Deed Book / Page	2098 / 307
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	18 RIDING RIDGE RD, MONROE, CT 06468-4200
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002219-860
Date	Oct 3, 2023
Book Page	2219/860
Instrument	1881

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	18 RIDING RIDGE RD, MONROE, CT 06468-4200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2076-125
Date	Mar 30, 2020
Book Page	2076/125

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Aug 18, 2020
Property Address	18 RIDING RIDGE RD, MONROE, CT 06468-4200
Document Number	2098-307
Book / Page	2098 / 307
Instrument Date	Aug 12, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20991
Date	Aug 18, 2020
Instrument	2099/1

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Nov 6, 2018
Property Address	18 RIDING RIDGE RD, MONROE, CT 06468-4200
Document Number	2020-66
Book / Page	2020 / 66
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200069
Date	Nov 6, 2018
Instrument	02020/0069

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Jul 14, 2017
Property Address	18 RIDING RIDGE RD, MONROE, CT 06468-4200
Document Number	1967-76
Book / Page	1967 / 76
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	19670078
Date	Jul 14, 2017
Instrument	01967/0078

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 18 Riding Ridge Rd was $18,939, up 4.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,939.00 (+4.22%)	$633,840 (-) Land $145,740 Building $488,100	$1,051,137 (+136.91%)
2025	$18,172.00	$633,840 Land $145,740 Building $488,100	$443,688 Land $102,018 Building $341,670
2024	$18,172.00 (+11.64%)
2023	$16,278.00 (+1.87%)	$433,500 (-) Land $122,000 Building $311,500
2022	$15,979.00	$433,500 Land $122,000 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Riding Ridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Riding Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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