18 Ridgetop Dr, Kimberling City, MO 65686 Property Records

Stone County property record for 18 Ridgetop Dr, Kimberling City, MO 65686

Property Summary

Property Type	Single Family Home
Details	1,325 sqft · built 2024
Lot Size	0.37 acres (16,120 sqft)
Owner	2 Trust Names on File
Last Sale	$813,960 (Nov 2024)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-3.0-05-004-011-004.009`

Property Details

APN / Parcel Number

Primary APN	`14-3.0-05-004-011-004.009`

Interior

Building Area	1,325 sqft Living Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,120 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18 RIDGETOP DR
City	KIMBERLING CITY
State	MO
Zip	65686-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KIMBERLING HILLS 17TH
Legal Lot Number	9
Jurisdiction	STONE MO
Township / Civil Division	RUTH B CITY
Census Block Group	1
Census Block	1000
Census Tract	90502

Owner

18 Ridgetop Dr is held in a trust since November 2024.

Source: Stone County records, as of August 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 2, 2025	Beneficiary Deed, Transfer
Jul 23, 2025	Beneficiary Deed, Transfer
Dec 9, 2024	Beneficiary Deed, Transfer
Nov 25, 2024	Warranty Deed, Transfer · Conventional Mortgage REGENT BANK
Jan 5, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on File
Deed Sale	Nov 25, 2024 · Amount on File
Deed Document Number	202412116
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Aug 20, 2026
Property Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664
Document Number	0000009967
Instrument Date	Aug 11, 2026
Instrument	20269967
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664

Mortgage

Document Number	202600002569
Date	Mar 5, 2026
Instrument	202600002569

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	STONE MO
Recording Date	Sep 2, 2025
Property Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664
Document Number	202500009181
Map Reference	MB 3 PG 35
Instrument Date	Aug 29, 2025
Instrument	202500009181
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 SYCAMORE DR, KIMBERLING CITY, MO 65686-9668

July 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	STONE MO
Recording Date	Jul 23, 2025
Property Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664
Document Number	202500007723
Instrument Date	Jul 21, 2025
Instrument	202500007723
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4822 S SANDY CT, BATTLEFIELD, MO 65619-9008

December 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	STONE MO
Recording Date	Dec 9, 2024
Property Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664
Document Number	202400012543
Instrument Date	Dec 6, 2024
Instrument	202400012543
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	667 CLOVER RD, SHELL KNOB, MO 65747-6113

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Nov 25, 2024
Property Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664
Document Number	202400012116
Map Reference	MB 4 PG 22
Instrument Date	Nov 21, 2024
Instrument	202400012116
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664

Mortgage

Document Number	202400012117
Date	Nov 25, 2024
Instrument	202400012117

Lender

Name	REGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jan 5, 2024
Property Address	18 RIDGETOP DR, KIMBERLING CITY, MO 65686-9664
Document Number	202400000131
Instrument Date	Jan 4, 2024
Instrument	202400000131
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PLEASANT VIEW RD, HIGHLANDVILLE, MO 65669-7127

Tax Assessment & Valuation

The 2025 property tax bill for 18 Ridgetop Dr was $4,550, up 3,691.7% from the year before.

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Municipality	Kimberling City
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00 (+3,691.67%)	$93,040	$489,700 Land $30,300 Building $459,400
2024	$120.00 (+0.84%)
2023	$119.00	$2,450	$12,900 Land $12,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Ridgetop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Ridgetop Dr is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARKS CWC KIMBERLING CITY WATER private · serves 200 people · EPA ID MO5036046
Water Source	Groundwater
Last State Inspection	Dec 2023
Also Mapped Here	STONE COUNTY PWSD 1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Mediacom Xtream Cable	1,000 / 50

May also be available: Optimum, Wisper ISP.

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