18 Ridge St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 18 Ridge St, Millis, MA 02054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,406 sqft · built 1840
Lot Size	6.27 acres (273,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jul 2007)
Tax Bill	$15,262 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jun 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`MILL M:023 B:0000001`

Property Details

APN / Parcel Number

Primary APN	`MILL M:023 B:0000001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,406 sqft Living Area
Gross Area	5,992 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	273,121 sqft (6.27 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	18 RIDGE ST
City	MILLIS
State	MA
Zip	02054-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	2
Census Block	2005
Census Tract	407101

Owner

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 RIDGE ST, MILLIS, MA 02054-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK, THE
Jun 26, 2018	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BK (KANSAS)
Nov 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2007 · Amount on Record
Deed Sale	Jul 6, 2007 · Amount on Record
Prior Sale	Mar 3, 2005 · Amount on Record
Deed Document Number	2007151204
Deed Book / Page	24970 / 572
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	18 RIDGE ST, MILLIS, MA 02054-1108
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39224-360
Date	Apr 2, 2021
Book Page	39224/360
Instrument	43296

Lender

Name	PEOPLES BANK, THE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	18 RIDGE ST, MILLIS, MA 02054-1108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36086-534
Date	Jun 26, 2018
Book Page	36086/534
Instrument	52801

Lender

Name	PEOPLES BK (KANSAS)

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2038

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	18 RIDGE ST, MILLIS, MA 02054-1108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37315-379
Date	Nov 5, 2019
Book Page	37315/379
Instrument	102062

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,262.00 (+3.63%)	$930,600 (+3.76%) Land $315,400 Building $615,200	$928,245 (-1.68%)
2024	$14,727.00 (+0.38%)	$896,900 (+6.93%) Land $315,400 Building $581,500	$944,110
2023	$14,671.00	$838,800 Land $274,200 Building $564,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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