18 Ridge Rd, Flemington, NJ 08822 Property Records

Hunterdon County and Raritan Township property record for 18 Ridge Rd, Flemington, NJ 08822

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 1955
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Apr 2021)
Tax Bill$8,787 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN21-00036-04-00084

Property Details

APN / Parcel Number

Primary APN21-00036-04-00084
Alternative APNs
  • 2100036000400084
  • 21000360200084

Interior

Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area16,117 sqft (0.37 acres)

Location & Zoning

Old Parcel Number21000360200084
Street Address18 RIDGE RD
CityFLEMINGTON
StateNJ
Zip08822-6011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal SubdivisionEAST RARITAN HEIGHTS
Legal Block36.4
Legal Lot Number84
JurisdictionHUNTERDON NJ
Township / Civil DivisionRARITAN
Census Block Group2
Census Block2046
Census Tract11301

Owner

18 Ridge Rd is owned and occupied by an individual who bought it in April 2021.

Source: Hunterdon County and Raritan Township records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Deed of Trust, Mortgage · FHA Mortgage
VYLLA TITLE LLC, VYLLA TITLE
Oct 3, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 10, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 23, 2024Deed of Trust, Mortgage · Line of Credit
PENNYMAC LOAN SERVICES LLC
Apr 28, 2021Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 8, 2020Grant Deed, Transfer
ABCO/NORTHAMPTON LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2021 · Amount on File
Deed SaleApr 28, 2021 · Amount on File
Prior SaleOct 8, 2020 · Amount on File
Deed Document Number2021131910
Deed Book / Page2532 / 777
Prior Transfer DateFeb 6, 2020
Prior Transfer Doc0000043100
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Recording DateAug 6, 2026
Property Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011
Document Number0000131760
Book / Page4705 / 382
Instrument DateJul 7, 2026
Instrument2026131760
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanyVYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011

Mortgage

Document Number0000131760,
DateAug 6, 2026
Book Page4705/382
Instrument2026131760
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term297 Months
DueMay 1, 2051
Interest
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011

Mortgage

Document Number20231003000155630
DateOct 3, 2023
Book Page4542/682
Instrument20231003000155630
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term331 Months
DueMay 1, 2051

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011

Mortgage

Document Number20250310000042570
DateMar 10, 2025
Book Page4616/696
Instrument20250310000042570
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term314 Months
DueMay 1, 2051

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011

Mortgage

Document Number20240423000063680
DateApr 23, 2024
Book Page4567/645
Instrument20240423000063680
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueMay 1, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionHUNTERDON NJ
Recording DateApr 28, 2021
Property Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011
Document Number20210428000131910
Book / Page2532 / 777
Instrument DateApr 12, 2021
Instrument20210428000131910
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyTGI TITLE GUARANTEE INC, TITLE GUARANTEE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,071.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 ROOSEVELT RD, WHITEHOUSE STATION, NJ 08889-3029

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011

Mortgage

Document Number20210428000131920
DateApr 28, 2021
Instrument20210428000131920
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUNTERDON NJ
Recording DateOct 8, 2020
Property Address18 RIDGE RD, FLEMINGTON, NJ 08822-6011
Document Number0000220310
Book / Page002510 / 000799
Instrument DateJun 12, 2020
Instrument220310
Transaction TypeTransfer
Record UpdatedFeb 23, 2021
Title CompanyABCO/NORTHAMPTON LLC

Transaction

AmountAmount on Record
Tax$208.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ROOSEVELT RD WHITEHOUSE STATION NJ 088893029, WHITEHOUSE STATION, NJ 08889-3029

Tax Assessment & Valuation

The 2025 property tax bill for 18 Ridge Rd was $8,787, up 4.6% from the year before.

Source: Hunterdon County and Raritan Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHunterdon County
County SubdivisionRaritan Township
Elementary School DistrictFlemington-Raritan Regional School District (KG - 08)
Secondary School DistrictHunterdon Central Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,100 (-) Land $153,700 Building $136,400$290,100 (-) Land $153,700 Building $136,400
2025$8,787.00 (+4.56%)$290,100 Land $153,700 Building $136,400$290,100 Land $153,700 Building $136,400
2024$8,404.00
2023$290,100 Land $153,700 Building $136,400$290,100 Land $153,700 Building $136,400
2022$7,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1999–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Aug 2011 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed.

Nearby Properties on Ridge Rd

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